Buncombe County property record for 8 Spruce Dr, Arden, NC 28704 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,248 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2024) |
| Tax Bill | $1,114.00 (2024) |
| Primary APN | 743892-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 1,764 sqft Gross Area |
| 1st Floor | 1,248 sqft 1st Floor |
| Basement Area | 516 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Rustic Style |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Carport Garage |
| Garage Area | 168 sqft Garage |
| Carport | Carport |
| Carport Area | 168 sqft Carport |
| Deck Area | 144 sqft Deck |
| Patio Area | 144 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 743892-2020-202 |
|---|---|
| Street Address | 8 SPRUCE DR |
| City | ARDEN |
| State | NC |
| Zip | 28704-9539 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUBDIV: LUTHERIDGE BLOCK: LOT: 53 SECTION: PLAT: 0024-0072 |
| Legal Subdivision | LUTHERIDGE |
| Legal Block | 3 |
| Legal Lot Number | 53 |
| Jurisdiction | BUNCOMBE NC |
| Minor Civil Division | LIMESTONE |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 2203 |
Source: Buncombe County records · APN 743892-2020-202
Assessment roll updated September 22, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 SPRUCE DR, ARDEN, NC 28704-9539 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Apr 06, 2026 | Deed of Trust · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Sep 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WOLFE FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2024 · Amount on Record |
| Deed Sale | Jul 12, 2024 · Amount on Record |
| Prior Sale | Mar 24, 2017 · Amount on Record |
| Deed Book / Page | 6422 / 1904 |
| Prior Transfer Date | Jul 20, 2010 |
| Prior Transfer Doc | 0048001751 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Apr 06, 2026 |
| Property Address | 8 SPRUCE DR, ARDEN, NC 28704-9539 |
| Document Number | 0065801454 |
| Book / Page | 6580 / 1454 |
| Instrument Date | Mar 31, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 8 SPRUCE DR, ARDEN, NC 28704-9539 |
| Document Number | 6580001454, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 6580/1454 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Apr 06, 2026 |
| Property Address | 8 SPRUCE DR, ARDEN, NC 28704-9539 |
| Document Number | 6580001454 |
| Book / Page | 6580 / 1454 |
| Instrument Date | Mar 31, 2026 |
| Record Updated | Apr 16, 2026 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R |
| Name | Verified Name |
|---|---|
| Address | 8 SPRUCE DR, ARDEN, NC 28704-9539 |
| Document Number | 6580001454, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 6580/1454 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 8 SPRUCE DR, ARDEN, NC 28704-9539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055951962 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 5595/1962 |
| Name | WOLFE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | ASHEBORO, NC 27203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,217.00 (+9.25%) | $188,800 (+4.83%) Land $39,800 Building $149,000 | $188,800 (+4.83%) Land $39,800 Building $149,000 |
| 2024 | $1,114.00 (+3.82%) | ||
| 2023 | $1,073.00 | $180,100 | $180,100 (-4.61%) Land $39,800 Building $140,300 |
| 2021 | $188,800 Land $39,800 Building $149,000 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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