Buncombe County property record for 10 Spruce Dr, Arden, NC 28704 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2019 |
| Square Footage | 912 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $37,500 (2018) |
| Tax Bill | $1,320.00 (2025) |
| Primary APN | 9653-18-4597-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 912 sqft Living Area |
| 1st Floor | 912 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Conventional Style |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Deck Area | 64 sqft Deck |
| Porch | Open Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Old Parcel Number | 965305184522000 |
|---|---|
| Street Address | 10 SPRUCE DR |
| City | ARDEN |
| State | NC |
| Zip | 28704-9539 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DEED DATE:06/26/2018 DEED:5677-0340 SUBDIV:LUTHERIDGE LOT:52 PLAT:0024-0072 |
| Legal Subdivision | LUTHERIDGE |
| Legal Lot Number | 52 |
| Jurisdiction | BUNCOMBE NC |
| Minor Civil Division | LIMESTONE |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 2203 |
Source: Buncombe County records · APN 9653-18-4597-00000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 SPRUCE DR, ARDEN, NC 28704-9539 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 04, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MCDOWELL CORNERSTONE CU |
| Aug 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ROBERT M JR & SANDRA MCKOWN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2018 · Amount on Record |
| Deed Sale | Jun 26, 2018 · Amount on Record |
| Prior Sale | Dec 28, 2011 · Amount on Record |
| Deed Doc Number | 0005677340 |
| Deed Book / Page | 5677 / 0340 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 10 SPRUCE DR, ARDEN, NC 28704-9539 |
| Document Number | 0058420012 |
| Instrument Date | Dec 04, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 10 SPRUCE DR ARDEN NC 28704, ARDEN, NC 28704 |
| Document Number | 0058420012 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 005842/000012 |
| Name | MCDOWELL CORNERSTONE CU |
|---|---|
| Type | Credit Union |
| Address | MARION, NC 28752 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 09, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 10 SPRUCE DR, ARDEN, NC 28704-9539 |
| Document Number | 0056980525 |
| Instrument Date | Aug 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 20 BODDINGTON CT ASHEVILLE NC 288033149, ASHEVILLE, NC 28803-3149 |
| Document Number | 0056980525 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 005698/000525 |
| Name | ROBERT M JR & SANDRA MCKOWN |
|---|---|
| Address | 40 HALLETT CT, ASHEVILLE, NC 28803-0329 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 29, 2038 |
Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,320.00 (+9.45%) | $202,500 (-) | |
| 2023 | $1,206.00 | $202,500 | $202,500 (-) Land $39,500 Building $163,000 |
| 2021 | $202,500 Land $39,500 Building $163,000 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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