Buncombe County property record for 2 Spruce Dr, Arden, NC 28704 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,064 sqft Living Area |
| Lot Size | 20,038 sqft (0.46 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $209,500 (2017) |
| Tax Bill | $1,299.00 (2025) |
| Primary APN | 3022593-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,064 sqft Living Area |
| Gross Area | 1,304 sqft Gross Area |
| 1st Floor | 1,064 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional Style |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 20,038 sqft (0.46 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 240 sqft Garage |
| Porch | Open Porch |
| Porch Area | 16 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 3022593-2020-20 |
|---|---|
| Street Address | 2 SPRUCE DR |
| City | ARDEN |
| State | NC |
| Zip | 28704-9539 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUBDIV: LUTHERIDGE LOT: 94 & 116 PLAT: 0158-0141 |
| Legal Subdivision | LUTHERIDGE |
| Legal Block | 3 |
| Legal Lot Number | 94,11 |
| Jurisdiction | BUNCOMBE NC |
| Minor Civil Division | LIMESTONE |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 2203 |
Source: Buncombe County records · APN 3022593-2020-20
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 SPRUCE DR, ARDEN, NC 28704-9539 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU |
| Jun 01, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CHAMPION CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 01, 2017 · Amount on Record |
| Deed Sale | Jun 01, 2017 · Amount on Record |
| Prior Sale | Sep 28, 2016 · Amount on Record |
| Deed Book / Page | 5555 / 510 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jul 31, 2026 |
| Property Address | 2 SPRUCE DR, ARDEN, NC 28704-9539 |
| Document Number | 6617000858 |
| Book / Page | 6617 / 858 |
| Instrument Date | Jul 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 2 SPRUCE DR, ARDEN, NC 28704-9539 |
| Document Number | 6617000858, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 6617/858 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 2 SPRUCE DR, ARDEN, NC 28704-9539 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0060471964 |
|---|---|
| Date | Apr 09, 2021 |
| Book Page | 6047/1964 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Address | CANTON, NC 28716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jun 01, 2017 |
| Property Address | 2 SPRUCE DR, ARDEN, NC 28704-9539 |
| Document Number | 0055550510 |
| Book / Page | 005555 / 000510 |
| Instrument Date | May 10, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $419.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 SPRUCE DR ARDEN NC 28704, ARDEN, NC 28704 |
| Document Number | 55550513 |
|---|---|
| Date | Jun 01, 2017 |
| Book Page | 005555/000513 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Address | CANTON, NC 28716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2047 |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,299.00 (-0.69%) | $201,600 (-8.15%) Land $44,300 Building $157,300 | $201,600 (-8.15%) Land $44,300 Building $157,300 |
| 2023 | $1,308.00 | $219,500 | $219,500 (+8.88%) Land $44,300 Building $175,200 |
| 2021 | $201,600 Land $44,300 Building $157,300 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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