Sussex County and Vernon Township property record for 8 Rustic Rd, Highland Lakes, NJ 07422
| Property Type | Single Family Home |
|---|---|
| Details | 840 sqft · built 1975 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Nov 2015) |
| Tax Bill | $6,765 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2021 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 22-00092-0000-00002 |
| Primary APN | 22-00092-0000-00002 |
|---|
| Building Area | 840 sqft Living Area |
|---|
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 30,056 sqft (0.69 acres) |
| Street Address | 8 RUSTIC RD |
|---|---|
| City | HIGHLAND LAKES |
| State | NJ |
| Zip | 07422-1030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | SALLY RINKER |
| Legal Block | 92 |
| Legal Lot Number | 2 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 371503 |
Source: Sussex County and Vernon Township records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8 RUSTIC RD, HIGHLAND LAKES, NJ 07422-1030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 23, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2015 · Amount on Record |
| Deed Sale | Nov 3, 2015 · Amount on Record |
| Prior Sale | Mar 30, 2011 · Amount on Record |
| Deed Document Number | 201510204210 |
| Deed Book / Page | 3375 / 524 |
| Prior Transfer Date | Mar 31, 2008 |
| Prior Transfer Doc | 00319900912 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 8 RUSTIC RD, HIGHLAND LAKES, NJ 07422-1030 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 8 RUSTIC RD, HIGHLAND LAKES, NJ 07422-1030 |
| Document Number | 0104300091 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | 10430/91 |
| Instrument | 2026000519 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 8 RUSTIC RD, HIGHLAND LAKES, NJ 07422-1030 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 8 RUSTIC RD, HIGHLAND LKS, NJ 07422-1030 |
| Document Number | 0100660959 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 10066/959 |
| Instrument | 20211123010367400 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Sep 2, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Sussex County and Vernon Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| County Subdivision | Vernon Township |
| Unified School District | Vernon Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $288,500 (-) Land $193,900 Building $94,600 | $288,500 (-) Land $193,900 Building $94,600 | |
| 2025 | $6,765.00 (+4.35%) | $288,500 (+25.22%) Land $193,900 Building $94,600 | $288,500 (+25.22%) Land $193,900 Building $94,600 |
| 2024 | $6,483.00 (+5.36%) | ||
| 2023 | $230,400 Land $145,900 Building $84,500 | $230,400 Land $145,900 Building $84,500 | |
| 2022 | $6,153.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Alteva of Warwick Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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