18 Rustic Rd, Highland Lakes, NJ 07422 Property Records

Sussex County and Vernon Township property record for 18 Rustic Rd, Highland Lakes, NJ 07422

Property Summary

Property Type	Single Family Home
Details	2,040 sqft · built 1990
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,488 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-00092-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`22-00092-0000-00005`
Alternative APN	`22 00103-02-00006`

Interior

Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	22 00103- 02-00006
Street Address	18 RUSTIC RD
City	HIGHLAND LAKES
State	NJ
Zip	07422-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLC
Legal Description	ADDITIONAL LOTS: PFC2017
Legal Subdivision	BARRY LAKES BLUE RDG LAKES INC
Legal Block	92
Legal Lot Number	5
Jurisdiction	SUSSEX NJ
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1001
Census Tract	371503

Owner

Source: Sussex County and Vernon Township assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 RUSTIC RD, HIGHLAND LAKES, NJ 07422-1030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 29, 2019	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FIN'L
Sep 11, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 2018
Deed Sale	Sep 11, 2018
Prior Sale	Nov 13, 2017 · Amount on Record
Deed Document Number	201810186510
Deed Book / Page	3490 / 898
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	18 RUSTIC RD, HIGHLAND LAKES, NJ 07422-1030
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101370228
Date	Apr 8, 2022
Book Page	10137/228
Instrument	20220408010118670

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2037

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	18 RUSTIC RD, HIGHLAND LAKES, NJ 07422-1030
Document Number	0097350044
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CEDAR TREE DR HIGHLAND LAKES NJ 074221035, HIGHLAND LAKES, NJ 07422-1035

Mortgage

Document Number	0097350044
Date	Sep 10, 2019
Book Page	009735/000044
Instrument	175910

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SUSSEX NJ
Recording Date	Sep 11, 2018
Property Address	18 RUSTIC RD, HIGHLAND LAKES, NJ 07422-1030
Document Number	0034900898
Book / Page	003490 / 000898
Instrument Date	Aug 6, 2018
Instrument	186510
Transaction Type	Foreclosure
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Sussex County and Vernon Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Vernon Township
Unified School District	Vernon Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,600 (-) Land $201,900 Building $202,700	$404,600 (-) Land $201,900 Building $202,700
2025	$9,488.00 (+5.66%)	$404,600 (+22.79%) Land $201,900 Building $202,700	$404,600 (+22.79%) Land $201,900 Building $202,700
2024	$8,980.00 (+1.87%)
2023		$329,500 (+5.37%) Land $151,900 Building $177,600	$329,500 (+5.37%) Land $151,900 Building $177,600
2022	$8,815.00 (+7.38%)	$312,700 Land $142,300 Building $170,400	$312,700 Land $142,300 Building $170,400
2021	$8,209.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Court Square Capital Partners Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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