11 Rustic Rd, Highland Lakes, NJ 07422 Property Records

Sussex County and Vernon Township property record for 11 Rustic Rd, Highland Lakes, NJ 07422

Property Summary

Property Type	Single Family Home
Details	720 sqft · built 1968
Lot Size	0.485 acres (21,127 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2023)
Tax Bill	$6,437 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-00091-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`22-00091-0000-00008`
Alternative APNs	`2200091000000008 QFARM` `22001030600011`

Interior

Building Area	720 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	21,127 sqft (0.485 acres)
Lot Dimensions	100 ft deep x 77 ft wide

Location & Zoning

Old Parcel Number	22001030600011
Street Address	11 RUSTIC RD
City	HIGHLAND LAKES
State	NJ
Zip	07422-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P
Legal Description	ADDITIONAL LOTS: 7
Legal Subdivision	BARRY LAKES SEC B
Legal Block	91
Legal Lot Number	8
Jurisdiction	SUSSEX NJ
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1011
Census Tract	371503

Owner

Source: Sussex County and Vernon Township records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	11 RUSTIC RD, HIGHLAND LAKES, NJ 07422-1030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 25, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Prior Sale	Dec 13, 1999 · Amount on Record
Deed Document Number	202312970
Deed Book / Page	10259 / 1191
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	11 RUSTIC RD, HIGHLAND LAKES, NJ 07422-1030
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104161863
Date	Nov 7, 2025
Book Page	10416/1863
Instrument	2025020412

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jul 25, 2023
Property Address	11 RUSTIC RD, HIGHLAND LAKES, NJ 07422-1030
Document Number	0102591191
Book / Page	10259 / 1191
Instrument Date	Jul 19, 2023
Instrument	2023012970
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 OLD RUDETOWN RD # 2, 2, VERNON, NJ 07462-3467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 RUSTIC RD, HIGHLAND LAKES, NJ 07422-1030

Mortgage

Document Number	2023012971
Date	Jul 25, 2023
Instrument	2023012971

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Sussex County and Vernon Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Vernon Township
Unified School District	Vernon Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,500 (-) Land $199,900 Building $74,600	$274,500 (-) Land $199,900 Building $74,600
2025	$6,437.00 (+4.33%)	$274,500 (+26.79%) Land $199,900 Building $74,600	$274,500 (+26.79%) Land $199,900 Building $74,600
2024	$6,170.00 (+4.83%)
2023		$216,500 (+3.69%) Land $149,900 Building $66,600	$216,500 (+3.69%) Land $149,900 Building $66,600
2022	$5,886.00 (+13.78%)	$208,800 Land $144,900 Building $63,900	$208,800 Land $144,900 Building $63,900
2021	$5,173.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Alteva of Warwick Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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