14 Rustic Rd, Highland Lakes, NJ 07422 Property Records

Sussex County and Vernon Township property record for 14 Rustic Rd, Highland Lakes, NJ 07422

Property Summary

Property Type	Single Family Home
Details	720 sqft · built 1963
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (May 2021)
Tax Bill	$6,170 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-00092-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`22-00092-0000-00004`
Alternative APN	`22 00103-02-00005`

Interior

Building Area	720 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1970
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Location & Zoning

Old Parcel Number	22 00103- 02-00005
Street Address	14 RUSTIC RD
City	HIGHLAND LAKES
State	NJ
Zip	07422-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLC
Legal Subdivision	BARRY LAKES
Legal Block	92
Legal Lot Number	4
Jurisdiction	SUSSEX NJ
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1001
Census Tract	371503

Owner

14 Rustic Rd is owned and occupied by an individual who bought it in May 2021.

Source: Sussex County and Vernon Township records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	14 RUSTIC RD, HIGHLAND LAKES, NJ 07422-1030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2021 · Amount on File
Deed Sale	May 26, 2021 · Amount on File
Prior Sale	Mar 21, 2017 · Amount on File
Deed Document Number	202110141550
Deed Book / Page	3590 / 277
Record Updated	Sep 20, 2026

May 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUSSEX NJ
Recording Date	May 26, 2021
Property Address	14 RUSTIC RD, HIGHLAND LAKES, NJ 07422-1030
Document Number	0035900277
Book / Page	3590 / 277
Instrument Date	Feb 12, 2021
Instrument	20210526010141550
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	GREEN HILL TITLE, GREEN HILL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	271 LAKEVIEW DR, 271, NEWTON, NJ 07860-6865

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 RUSTIC RD, HIGHLAND LAKES, NJ 07422-1030

Mortgage

Document Number	20210526010141560
Date	May 26, 2021
Instrument	20210526010141560

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 14 Rustic Rd was $6,170, up 4.3% from the year before.

Source: Sussex County and Vernon Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Vernon Township
Unified School District	Vernon Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,100 (-) Land $193,600 Building $69,500	$263,100 (-) Land $193,600 Building $69,500
2025	$6,170.00 (+4.29%)	$263,100 Land $193,600 Building $69,500	$263,100 Land $193,600 Building $69,500
2024	$5,916.00
2023		$209,700 Land $145,100 Building $64,600	$209,700 Land $145,100 Building $64,600
2022	$5,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Rustic Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Rustic Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Alteva of Warwick Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rustic Rd

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