Monmouth County and Rumson Borough property record for 8 Ridge Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 7,245 sqft · built 2003 |
| Lot Size | 1.82 acres (79,279 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $5,050,000 (Sep 2026) |
| Tax Bill | $39,525 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00070-0000-00003 |
| Primary APN | 41-00070-0000-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 7,245 sqft Living Area |
| 1st Floor Area | 3,607 sqft |
| Upper Floors Area | 2,650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 79,279 sqft (1.82 acres) |
| Garage Type | Built-in |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Patio Area | 1,560 sqft |
| Shed | 1 Shed |
| Shed Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 126000 |
|---|---|
| Street Address | 8 RIDGE RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF40 |
| Legal Subdivision | BOROUGH/RUMSON |
| Legal Block | 70 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8 RIDGE RD, RUMSON, NJ 07760-1907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed, Transfer · Conventional Mortgage WELLS FARGO |
| Dec 22, 2021 | Deed, Transfer · Conventional Mortgage UBS BANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2026 · Amount on Record |
| Deed Sale | Sep 23, 2026 · Amount on Record |
| Prior Sale | Dec 22, 2021 · Amount on Record |
| Deed Document Number | 202677601 |
| Deed Book / Page | 9813 / 7790 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 23, 2026 |
| Property Address | 8 RIDGE RD, RUMSON, NJ 07760-1907 |
| Document Number | 0000077601 |
| Book / Page | 9813 / 7790 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202677601 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | TITLE GROUP, KELLY TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785,175.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 RIDGE RD, RUMSON, NJ 07760-1907 |
| Document Number | 0000077602, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202677602 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 22, 2021 |
| Property Address | 8 RIDGE RD, RUMSON, NJ 07760-1907 |
| Document Number | 0095671103 |
| Book / Page | 9567 / 1103 |
| Instrument Date | Nov 6, 2021 |
| Instrument | 2021182272 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65,985.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 647 OCEAN AVE, 647, SEA GIRT, NJ 08750-3102 |
| Name | Verified Name |
|---|---|
| Address | 8 RIDGE RD, RUMSON, NJ 07760-1907 |
| Document Number | 2021182273 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 2021182273 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.12% |
| Index | Other |
| Max Rate | 12.1% |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,634,800 (+23.01%) Land $1,974,700 Building $2,660,100 | $4,634,800 (+23.01%) Land $1,974,700 Building $2,660,100 | |
| 2025 | $39,525.00 (+2.57%) | $3,767,900 (+14.84%) Land $1,755,800 Building $2,012,100 | $3,767,900 (+14.84%) Land $1,755,800 Building $2,012,100 |
| 2024 | $38,534.00 (-1.85%) | ||
| 2023 | $3,281,100 Land $1,579,600 Building $1,701,500 | $3,281,100 Land $1,579,600 Building $1,701,500 | |
| 2022 | $39,262.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 111 (1984–2022) |
| Claims Outside the SFHA | 24 of 111 |
| Most Recent Claim | Nov 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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