Monmouth County and Rumson Borough property record for 13 Ridge Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 7,631 sqft · built 2006 |
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $4,700,000 (Sep 2026) |
| Tax Bill | $42,305 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00100-0000-00018 |
| Primary APN | 41-00100-0000-00018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 7,631 sqft Living Area |
| 1st Floor Area | 4,831 sqft |
| Upper Floors Area | 3,074 sqft |
| Basement Area | 3,642 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 67,082 sqft (1.54 acres) |
| Garage Area | 1,189 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 648 sqft |
| Porch | Slab |
| Patio Area | 644 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 182500 |
|---|---|
| Street Address | 13 RIDGE RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF40 |
| Legal Block | 100 |
| Legal Lot Number | 18 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 803900 |
13 Ridge Rd is owned and occupied by two individuals who bought it in September 2026.
Source: Monmouth County and Rumson Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 RIDGE RD, RUMSON, NJ 07760-1906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed, Transfer OBRIEN TITLE |
| Sep 19, 2017 | Trustee's Deed, Construction Loan · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2026 · Amount on File |
| Deed Sale | Sep 15, 2026 · Amount on File |
| Prior Sale | Jul 22, 2008 · Amount on File |
| Deed Document Number | 202675063 |
| Deed Book / Page | 9812 / 4051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 15, 2026 |
| Property Address | 13 RIDGE RD, RUMSON, NJ 07760-1906 |
| Document Number | 0000075063 |
| Book / Page | 9812 / 4051 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 202675063 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Title Company | OBRIEN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,661,450.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 RIDGE RD, RUMSON, NJ 07760-1906 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 19, 2017 |
| Property Address | 13 RIDGE RD, RUMSON, NJ 07760-1906 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 91306 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 25, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 13 RIDGE RD RUMSON NJ 077601906, RUMSON, NJ 07760-1906 |
| Document Number | 0000091306 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 91306 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 13 Ridge Rd was $42,305, up 2.8% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,600,100 (+14.06%) Land $1,901,000 Building $2,699,100 | $4,600,100 (+14.06%) Land $1,901,000 Building $2,699,100 | |
| 2025 | $42,305.00 (+2.79%) | $4,032,900 Land $1,690,300 Building $2,342,600 | $4,032,900 Land $1,690,300 Building $2,342,600 |
| 2024 | $41,156.00 | ||
| 2023 | $3,469,000 Land $1,536,400 Building $1,932,600 | $3,469,000 Land $1,536,400 Building $1,932,600 | |
| 2022 | $41,069.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 67 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 111 (1984–2022) |
| Claims Outside the SFHA | 24 of 111 |
| Most Recent Claim | Nov 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Ridge Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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