6 Ridge Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 6 Ridge Rd, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,304 sqft · built 2008
Lot Size	1.73 acres (75,794 sqft)
Owner	2 Individual Names on File
Last Sale	$2,000,000 (Dec 2021)
Tax Bill	$30,015 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-00070-0000-00001-02`

Property Details

APN / Parcel Number

Primary APN	`41-00070-0000-00001-02`
Alternative APN	`41000700000000010002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	3,304 sqft Living Area
1st Floor Area	2,906 sqft
Upper Floors Area	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Cape Cod
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	75,794 sqft
Garage Area	550 sqft
Parking Spaces	3 Parking Spaces
Pool Area	920 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	6 RIDGE RD
City	RUMSON
State	NJ
Zip	07760-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	BOROUGH/RUMSON
Legal Block	70
Legal Lot Number	1.2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	2
Census Block	2023
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records · APN 41-00070-0000-00001-02

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6 RIDGE RD, RUMSON, NJ 07760-1907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Deed Document Number	2021180024
Deed Book / Page	9565 / 8846
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 16, 2021
Property Address	6 RIDGE RD, RUMSON, NJ 07760-1907
Document Number	0095658846
Book / Page	9565 / 8846
Instrument Date	Nov 06, 2021
Instrument	2021180024
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$41,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	647 OCEAN AVE, 647, SEA GIRT, NJ 08750-3102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 RIDGE RD, RUMSON, NJ 07760-1907

Mortgage

Document Number	2021180025
Date	Dec 16, 2021
Instrument	2021180025

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.35%
Type Change Date	Jan 01, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.35%
Index	Other
Margin	3
Max Rate	7.35%

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,249,500 (+13.57%) Land $1,955,600 Building $1,293,900	$3,249,500 (+13.57%) Land $1,955,600 Building $1,293,900
2025	$30,015.00 (+1.18%)	$2,861,300 (+25.92%) Land $1,738,800 Building $1,122,500	$2,861,300 (+25.92%) Land $1,738,800 Building $1,122,500
2024	$29,664.00 (+11.28%)
2023		$2,272,300 Land $1,568,400 Building $703,900	$2,272,300 Land $1,568,400 Building $703,900
2022	$26,657.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258039002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	111 (1984–2022)
Claims Outside the SFHA	24 of 111
Most Recent Claim	Nov 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 60 claims Hurricane Irene, Aug 2011 · 8 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 27 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 294 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ1345001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.