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  5. Ridge Rd

2 Ridge Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 2 Ridge Rd, Rumson, NJ 07760 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 1907
Square Footage5,145 sqft Living Area
Lot Size2 acres
OccupancyOwner Occupied
Last Sale$2,249,000 (2018)
Tax Bill$33,925.00 (2025)

Property Details

APN / Parcel Number

Primary APN41-00070-0000-00001-01
Alternative APNs
  • 41000700000000010001
  • 125800

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Partial Baths3 Partial Baths
Total Rooms11 Rooms
Building Area5,145 sqft Living Area
1st Floor2,805 sqft 1st Floor
Upper Floors2,340 sqft Upper Floors
Attic Area1,120 sqft Attic
Attic1 Attic
Basement Area980 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Architectural StyleColonial Style
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialSlate Roof
Lot Area87,120 sqft
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage

Exterior Amenities

Pool Area648 sqft Pool
Patio Area1,104 sqft Patio
PorchOpen Porch
Gazebo64 sqft Gazebo

Utilities and HVAC

Cooling SystemHVAC Cooling
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number125800
Street Address2 RIDGE RD
CityRUMSON
StateNJ
Zip07760-1959
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionBOROUGH/RUMSON
Legal Block70
Legal Lot Number1.1
JurisdictionMONMOUTH NJ
Minor Civil DivisionRUMSON
Census Blockgroup2
Census Block2023
Census Tract803900

Owner

Source: Monmouth County and Rumson Borough records · APN 41-00070-0000-00001-01

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2 RIDGE RD, RUMSON, NJ 07760-1959
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2020Deed of Trust, Mortgage
PNC BK
Jun 06, 2019Deed of Trust, Mortgage
PNC BK
Jun 05, 2018Grant Deed, Transfer
PNC BK
Jul 14, 2017Grant Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 05, 2018 · Amount on Record
Deed SaleJun 05, 2018 · Amount on Record
Prior SaleJul 22, 2004 · Amount on Record
Deed Doc Number201855527
Deed Book / Page9290 / 9844
Record RefreshedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address2 RIDGE RD, RUMSON, NJ 07760-1959
Document Number0000010431
Instrument DateDec 26, 2020
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2 RIDGE RD RUMSON NJ 077601959, RUMSON, NJ 07760-1959

Mortgage

Document Number0000010431
DateJan 20, 2021
Book Page009474/006734
Instrument10431
Lender
NamePNC BK
TypeBank
Address3232 NEWMARK DR, MIAMISBURG, OH 45342-5421
Agreement
AmountAmount Recorded
Term240 Months
DueJan 19, 2041

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address2 RIDGE RD, RUMSON, NJ 07760-1959
Document Number0000057273
Instrument DateJun 06, 2019
Transaction TypeMortgage
Record UpdatedAug 13, 2019
Title CompanyPROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2 RIDGE RD RUMSON NJ 077601959, RUMSON, NJ 07760-1959

Mortgage

Document Number0000057273
DateJun 27, 2019
Book Page009355/002405
Instrument57273
Lender
NamePNC BK
TypeBank
Address3232 NEWMARK DR, MIAMISBURG, OH 45342-5421
Agreement
AmountAmount Recorded
Term360 Months
DueJun 26, 2049

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJun 05, 2018
Property Address2 RIDGE RD, RUMSON, NJ 07760-1959
Document Number0000055527
Book / Page009290 / 009844
Instrument DateMay 12, 2018
Instrument55527
Transaction TypeTransfer
Record UpdatedJun 25, 2018
Title CompanyNFTS TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,249.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2 RIDGE RD RUMSON NJ 077601959, RUMSON, NJ 07760-1959

Mortgage

Document Number55528
DateJun 05, 2018
Book Page009290/009849
Instrument55528
Lender
NamePNC BK
TypeBank
Address3232 NEWMARK DR, MIAMISBURG, OH 45342-5421
Agreement
AmountAmount Recorded
Term360 Months
DueJun 04, 2048

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJul 14, 2017
Property Address2 RIDGE RD, RUMSON, NJ 07760-1959
Document Number0000066988
Book / Page009235 / 007661
Instrument DateJun 19, 2017
Instrument66988
Transaction TypeTransfer
Record UpdatedAug 14, 2017
Title CompanyPRESTIGE TITLE, PRESTIGE TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,000.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2 RIDGE RD RUMSON NJ 077601959, RUMSON, NJ 07760-1959

Mortgage

Document Number66989
DateJul 14, 2017
Book Page009235/007702
Instrument66989
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount Recorded
Term360 Months
DueJul 13, 2047

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,709,200 (+14.69%) Land $2,026,500 Building $1,682,700$3,709,200 (+14.69%) Land $2,026,500 Building $1,682,700
2025$33,925.00 (+2.15%)$3,234,000 (+15.85%) Land $1,801,900 Building $1,432,100$3,234,000 (+15.85%) Land $1,801,900 Building $1,432,100
2024$33,211.00 (+1.21%)
2023$2,791,500 Land $1,610,000 Building $1,181,500$2,791,500 Land $1,610,000 Building $1,181,500
2022$32,815.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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