Middlesex County and Reading Town property record for 8 Ridge Rd, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1973 |
| Lot Size | 0.13 acres (5,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $455,000 (Dec 2018) |
| Tax Bill | $7,360 (2026) |
| Deeds & Mortgages | Oct 2020 Refinance Dec 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:033.0-0000-0016.0 |
| Primary APN | READ M:033.0-0000-0016.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 2,136 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,680 sqft (0.13 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1230000000090 |
|---|---|
| Street Address | 8 RIDGE RD |
| City | READING |
| State | MA |
| Zip | 01867-1615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8 RIDGE RD, READING, MA 01867-1615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Dec 28, 2018 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BOSTON PRIVATE BANK & TRUST COMPANY |
| Jun 29, 2018 | Quit Claim Deed, Transfer ROCKLAND TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2018 · Amount on Record |
| Deed Sale | Dec 28, 2018 · Amount on Record |
| Prior Sale | Jun 29, 2018 · Amount on Record |
| Deed Book / Page | 72069 / 539 |
| Prior Transfer Date | Dec 26, 2018 |
| Prior Transfer Doc | 72069-539 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 8 RIDGE RD, READING, MA 01867-1615 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76026-257 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 76026/257 |
| Instrument | 199969 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Nov 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Dec 28, 2018 |
| Property Address | 8 RIDGE RD, READING, MA 01867-1615 |
| Document Number | 72069-539 |
| Book / Page | 72069 / 539 |
| Instrument Date | Dec 26, 2018 |
| Instrument | 197470 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 RIDGE RD, READING, MA 01867-1615 |
| Document Number | 197471 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 197471 |
| Name | BOSTON PRIVATE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jun 29, 2018 |
| Property Address | 8 RIDGE RD, READING, MA 01867-1615 |
| Document Number | 71248-438 |
| Book / Page | 71248 / 438 |
| Instrument | 96594 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52.12 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 RIDGE RD, READING, MA 01867-1615 |
| Document Number | 712480445 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 71248/0445 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,360.00 (+2.14%) | $671,500 (+6.13%) Land $433,300 Building $238,200 | $736,497 (+16.44%) |
| 2025 | $7,206.00 (+3.06%) | $632,700 (+6.05%) Land $408,300 Building $224,400 | $632,510 (+2.64%) |
| 2024 | $6,992.00 (-2.26%) | $596,600 (+5%) Land $385,000 Building $211,600 | $616,265 |
| 2023 | $7,154.00 | $568,200 Land $366,700 Building $201,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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