Middlesex County and Reading Town property record for 26 Ridge Rd, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1957 |
| Lot Size | 0.179 acres (7,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Dec 1999) |
| Tax Bill | $8,167 (2026) |
| Deeds & Mortgages | Dec 2022 Mortgage Jul 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:027.0-0000-0402.0 |
| Primary APN | READ M:027.0-0000-0402.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 2,700 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,780 sqft (0.179 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1230000000120 |
|---|---|
| Street Address | 26 RIDGE RD |
| City | READING |
| State | MA |
| Zip | 01867-1615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Legal Subdivision | READING |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 26 RIDGE RD, READING, MA 01867-1615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) READING COOPERATIVE BANK |
| Jul 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 1999 · Amount on Record |
| Deed Sale | Dec 30, 1999 · Amount on Record |
| Prior Sale | Dec 29, 1997 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 26 RIDGE RD, READING, MA 01867-1615 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 081099-486 |
|---|---|
| Date | Dec 23, 2022 |
| Book Page | 81099/486 |
| Instrument | 186587 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Jan 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 26 RIDGE RD, READING, MA 01867-1615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75211-407 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 75211/407 |
| Instrument | 122529 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,167.00 (+2.1%) | $745,200 (+6.11%) Land $440,700 Building $303,800 | $760,863 (+20.58%) |
| 2025 | $7,999.00 (+3.08%) | $702,300 (+6.07%) Land $415,300 Building $287,000 | $630,990 (+2.07%) |
| 2024 | $7,760.00 (+0.39%) | $662,100 (+7.83%) Land $391,500 Building $270,600 | $618,165 |
| 2023 | $7,730.00 | $614,000 Land $372,900 Building $241,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures