25 Ridge Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 25 Ridge Rd, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,178 sqft · built 1920
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Apr 1996)
Tax Bill	$7,270 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`READ M:027.0-0000-0409.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:027.0-0000-0409.0`
Alternative APNs	`M:027.0=0000=0409.0` `1230000000660` `1230000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,178 sqft Living Area
Gross Area	2,467 sqft
Basement Area	694 sqft
Unfinished Basement	694 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1952
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,233 sqft (0.189 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1230000000660
Street Address	25 RIDGE RD
City	READING
State	MA
Zip	01867-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	2
Census Block	2002
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 RIDGE RD, READING, MA 01867-1617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 1996 · Amount on Record
Deed Sale	Apr 29, 1996 · Amount on Record
Prior Sale	May 30, 1990 · Amount on Record
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	25 RIDGE RD, READING, MA 01867-1617
Document Number	72201-298
Instrument Date	Jan 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 RIDGE RD READING MA 018671617, READING, MA 01867-1617

Mortgage

Document Number	72201-298
Date	Feb 5, 2019
Book Page	072201/000298
Instrument	15346

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,270.00 (+3.08%)	$638,300 (+6.07%) Land $416,800 Building $221,500	$672,790 (+2.62%)
2024	$7,053.00 (-2.27%)	$601,800 (+4.99%) Land $392,900 Building $208,900	$655,595
2023	$7,217.00	$573,200 Land $374,200 Building $199,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20