Middlesex County and Reading Town property record for 10 Ridge Rd, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,350 sqft · built 1973 |
| Lot Size | 0.113 acres (4,901 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $288,000 (Oct 2011) |
| Tax Bill | $7,135 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:033.0-0000-0017.0 |
| Primary APN | READ M:033.0-0000-0017.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Gross Area | 1,982 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,901 sqft (0.113 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1230000000100 |
|---|---|
| Street Address | 10 RIDGE RD |
| City | READING |
| State | MA |
| Zip | 01867-1615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 RIDGE RD, READING, MA 01867-1615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK |
| Oct 4, 2019 | Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK |
| Dec 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2011 · Amount on Record |
| Deed Sale | Oct 14, 2011 · Amount on Record |
| Prior Sale | Dec 1, 2006 · Amount on Record |
| Deed Document Number | 201117 |
| Deed Book / Page | 57643 / 595 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 10 RIDGE RD, READING, MA 01867-1615 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 082026-380 |
|---|---|
| Date | Sep 22, 2023 |
| Book Page | 82026/380 |
| Instrument | 107589 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 10 RIDGE RD, READING, MA 01867-1615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73404-44 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 73404/44 |
| Instrument | 152670 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 10 RIDGE RD, READING, MA 01867-1615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76387-443 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 76387/443 |
| Instrument | 234323 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 193 Months |
| Due | Jan 1, 2037 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,135.00 (+2.12%) | $651,000 (+6.13%) Land $430,600 Building $219,500 | $617,685 (+10.11%) |
| 2025 | $6,987.00 (+3.05%) | $613,400 (+6.03%) Land $405,700 Building $207,700 | $560,975 (+2.55%) |
| 2024 | $6,780.00 (-2.25%) | $578,500 (+5.01%) Land $382,600 Building $195,900 | $547,010 |
| 2023 | $6,936.00 | $550,900 Land $364,300 Building $186,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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