8 Persimmon Ln, South Elgin, IL 60177 Property Records

Kane County property record for 8 Persimmon Ln, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,185 sqft · built 2001
Lot Size	0.268 acres (11,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$501,000 (Jun 2021)
Tax Bill	$15,241 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-179-005`

Property Details

APN / Parcel Number

Primary APN	`09-05-179-005`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,185 sqft Living Area
Basement Area	1,383 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood
Lot Area	11,670 sqft (0.268 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8 PERSIMMON LN
City	SOUTH ELGIN
State	IL
Zip	60177-3732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 717 IN THORNWOOD PHASE 5
Legal Subdivision	THORNWOOD
Legal Phase	5
Legal Block	5
Legal Lot Number	717
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	5
Census Block	5033
Census Tract	852101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 PERSIMMON LN, SOUTH ELGIN, IL 60177-3732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Warranty Deed, Transfer · Conventional Mortgage CIB BANK
Dec 2, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Prior Sale	Dec 5, 2012 · Amount on Record
Deed Document Number	202143499
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 8, 2021
Property Address	8 PERSIMMON LN, SOUTH ELGIN, IL 60177-3732
Document Number	0000043499
Map Reference	DOC 1999K076100
Instrument Date	Apr 9, 2021
Instrument	2021K043499
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$501.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 PERSIMMON LN, SOUTH ELGIN, IL 60177-3732
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043500
Date	Jun 8, 2021
Instrument	2021K043500

Lender

Name	CIB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	8 PERSIMMON LN, SOUTH ELGIN, IL 60177-3732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057972
Date	Dec 2, 2019
Instrument	2019K057972

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 9, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	8 PERSIMMON LN, SOUTH ELGIN, IL 60177-3732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050855
Date	Sep 4, 2020
Instrument	2020K050855

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	South Elgin Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,241.00 (+16.07%) Homeowner's exemption Disabled Person's exemption	$210,418 (+8.53%) Land $40,417 Building $170,001	$631,507 (+8.53%) Land $121,300 Building $510,207
2024		$193,880 (+22.46%) Land $37,240 Building $156,640	$581,873 (+22.51%) Land $111,765 Building $470,108
2022	$13,131.00 (+2.72%) Disabled Person's exemption	$158,321 (+4.91%) Land $33,203 Building $125,118	$474,963 (+4.91%) Land $99,609 Building $375,354
2021	$12,783.00 Homeowner's exemption	$150,911 Land $31,649 Building $119,262	$452,733 Land $94,947 Building $357,786

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet.

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