6 Persimmon Ln, South Elgin, IL 60177 Property Records

Kane County property record for 6 Persimmon Ln, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,124 sqft · built 2003
Lot Size	0.263 acres (11,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jun 2018)
Tax Bill	$14,863 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-179-006`

Property Details

APN / Parcel Number

Primary APN	`09-05-179-006`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,124 sqft Living Area
Basement Area	1,299 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Wood
Lot Area	11,440 sqft (0.263 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	6 PERSIMMON LN
City	SOUTH ELGIN
State	IL
Zip	60177-3732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 718 IN THORNWOOD PHASE 5
Legal Subdivision	THORNWOOD
Legal Phase	5
Legal Block	5
Legal Lot Number	718
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	5
Census Block	5033
Census Tract	852101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 PERSIMMON LN, SOUTH ELGIN, IL 60177-3732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Line of Credit EVERGREEN BANK GROUP
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 7, 2021	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jun 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jun 20, 2018	Warranty Deed, Transfer · Conventional Mortgage PERL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Prior Sale	Jun 19, 2007 · Amount on Record
Deed Document Number	201829159
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	6 PERSIMMON LN, SOUTH ELGIN, IL 60177-3732
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 PERSIMMON LN, SOUTH ELGIN, IL 60177-3732

Mortgage

Document Number	0000043116
Date	Dec 11, 2023
Instrument	2023K043116

Lender

Name	EVERGREEN BANK GROUP
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	236 Months
Due	Aug 14, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	3.75%
Max Rate	19.9%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	6 PERSIMMON LN, SOUTH ELGIN, IL 60177-3732
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058951
Date	Aug 3, 2021
Instrument	2021K058951

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	6 PERSIMMON LN, SOUTH ELGIN, IL 60177-3732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001459
Date	Jan 7, 2021
Instrument	2021K001459

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	4.37%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	6 PERSIMMON LN, SOUTH ELGIN, IL 60177-3732
Document Number	0000031256
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6 PERSIMMON LN SOUTH ELGIN IL 601773732, SOUTH ELGIN, IL 60177-3732

Mortgage

Document Number	0000031256
Date	Jun 16, 2020
Instrument	31256

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 15, 2040

Interest

Rate Type	Fixed Rate
Rate	3.12%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	6 PERSIMMON LN, SOUTH ELGIN, IL 60177-3732
Document Number	0000025871
Instrument Date	Jun 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6 PERSIMMON LN SOUTH ELGIN IL 601773732, SOUTH ELGIN, IL 60177-3732

Mortgage

Document Number	0000025871
Date	Jun 20, 2019
Instrument	25871

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 19, 2044

Interest

Rate Type	Fixed Rate
Rate	4.37%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 20, 2018
Property Address	6 PERSIMMON LN, SOUTH ELGIN, IL 60177-3732
Document Number	0000029159
Map Reference	DOC1999K076100
Instrument Date	May 18, 2018
Instrument	2018K029159
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 PERSIMMON LN, SOUTH ELGIN, IL 60177-3732

Mortgage

Document Number	0000029162
Date	Jun 20, 2018
Instrument	2018K029162

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	South Elgin Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,863.00 (+16.24%) Homeowner's exemption	$219,341 (+8.53%) Land $40,417 Building $178,924	$658,286 (+8.53%) Land $121,300 Building $536,987
2024		$202,101 (+26.03%) Land $37,240 Building $164,861	$606,546 (+26.08%) Land $111,765 Building $494,781
2022	$12,786.00 (+4.1%) Homeowner's exemption	$160,364 (+10.41%) Land $33,203 Building $127,161	$481,092 (+10.41%) Land $99,609 Building $381,483
2021	$12,283.00 Homeowner's exemption	$145,238 Land $31,649 Building $113,589	$435,714 Land $94,947 Building $340,767

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet.

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