11 Persimmon Ln, South Elgin, IL 60177 Property Records

Kane County property record for 11 Persimmon Ln, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 4,040 sqft · built 2004
Lot Size	0.283 acres (12,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$542,500 (Jun 2019)
Tax Bill	$18,984 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-156-009`

Property Details

APN / Parcel Number

Primary APN	`09-05-156-009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,040 sqft Living Area
Basement Area	1,747 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Wood
Lot Area	12,326 sqft (0.283 acres)
Garage Type	Attached
Garage Area	847 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11 PERSIMMON LN
City	SOUTH ELGIN
State	IL
Zip	60177-3731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 653 IN THORNWOOD PHASE 5
Legal Subdivision	THORNWOOD
Legal Phase	5
Legal Block	5
Legal Lot Number	653
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	5
Census Block	5003
Census Tract	852101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 PERSIMMON LN, SOUTH ELGIN, IL 60177-3731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 14, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on Record
Deed Sale	Jun 14, 2019 · Amount on Record
Prior Sale	May 6, 2015 · Amount on Record
Deed Document Number	201924666
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	11 PERSIMMON LN, SOUTH ELGIN, IL 60177-3731
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021355
Date	Jun 28, 2023
Instrument	2023K021355

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 27, 2038

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	11 PERSIMMON LN, SOUTH ELGIN, IL 60177-3731
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077819
Date	Oct 14, 2021
Instrument	2021K077819

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	11 PERSIMMON LN, SOUTH ELGIN, IL 60177-3731
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031602
Date	Apr 22, 2021
Instrument	2021K031602

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	4324

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	11 PERSIMMON LN, SOUTH ELGIN, IL 60177-3731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002866
Date	Jan 15, 2020
Instrument	2020K002866

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 14, 2019
Property Address	11 PERSIMMON LN, SOUTH ELGIN, IL 60177-3731
Document Number	0000024666
Map Reference	DOC 1999K076100
Instrument Date	May 24, 2019
Instrument	2019K024666
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO LAND AGENCY SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$542.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 PERSIMMON LN, SOUTH ELGIN, IL 60177-3731

Mortgage

Document Number	0000024667
Date	Jun 14, 2019
Instrument	2019K024667

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	South Elgin Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,984.00 (+17.62%) Homeowner's exemption	$257,651 (+8.53%) Land $40,417 Building $217,234	$773,262 (+8.53%) Land $121,300 Building $651,963
2024		$237,400 (+24.23%) Land $37,240 Building $200,160	$712,485 (+24.28%) Land $111,765 Building $600,720
2022	$16,140.00 (+4.05%) Homeowner's exemption	$191,094 (+4.91%) Land $33,203 Building $157,891	$573,282 (+4.91%) Land $99,609 Building $473,673
2021	$15,512.00 Homeowner's exemption	$182,150 Land $31,649 Building $150,501	$546,450 Land $94,947 Building $451,503

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet.

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