4 Persimmon Ln, South Elgin, IL 60177 Property Records

Kane County property record for 4 Persimmon Ln, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,901 sqft · built 2003
Lot Size	0.263 acres (11,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Nov 2025)
Tax Bill	$15,855 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-179-007`

Property Details

APN / Parcel Number

Primary APN	`09-05-179-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,901 sqft Living Area
Basement Area	1,210 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Wood
Lot Area	11,440 sqft (0.263 acres)
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	4 PERSIMMON LN
City	SOUTH ELGIN
State	IL
Zip	60177-3732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 719 IN THORNWOOD PHASE 5
Legal Subdivision	THORNWOOD
Legal Phase	5
Legal Block	5
Legal Lot Number	719
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	5
Census Block	5033
Census Tract	852101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	731 LAKE RIDGE DR, SOUTH ELGIN, IL 60177-3253
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Mar 26, 2021	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Dec 3, 2019	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Prior Sale	Mar 26, 2021 · Amount on Record
Deed Document Number	202546551
Prior Transfer Date	Jun 25, 2008
Prior Transfer Doc	0000058450
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 24, 2025
Property Address	4 PERSIMMON LN, SOUTH ELGIN, IL 60177-3732
Document Number	0000046551
Map Reference	DOC 1999K076100
Instrument Date	Oct 21, 2025
Instrument	2025K046551
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 PERSIMMON LN, SOUTH ELGIN, IL 60177-3732

Mortgage

Document Number	0000046552
Date	Nov 24, 2025
Instrument	2025K046552

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.12%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 26, 2021
Property Address	4 PERSIMMON LN, SOUTH ELGIN, IL 60177-3732
Document Number	0000023763
Map Reference	DOC 1999K076100
Instrument Date	Mar 16, 2021
Instrument	2021K023763
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PERSIMMON LN, SOUTH ELGIN, IL 60177-3732

Mortgage

Document Number	0000023764
Date	Mar 26, 2021
Instrument	2021K023764

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4 PERSIMMON LN, SOUTH ELGIN, IL 60177-3732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056661
Date	Sep 28, 2020
Instrument	2020K056661

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 3, 2019
Property Address	4 PERSIMMON LN, SOUTH ELGIN, IL 60177-3732
Document Number	0000058296
Map Reference	DOC 1999K076100
Instrument Date	Nov 6, 2019
Instrument	2019K058296
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$446.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 PERSIMMON LN, SOUTH ELGIN, IL 60177-3732

Mortgage

Document Number	0000058297
Date	Dec 3, 2019
Instrument	2019K058297

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	South Elgin Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,855.00 (+2.9%) Homeowner's exemption	$216,501 (+8.53%) Land $40,417 Building $176,084	$649,763 (+8.53%) Land $121,300 Building $528,463
2024	$15,408.00 (+12.25%) Homeowner's exemption	$199,485 (+21.9%) Land $37,240 Building $162,245	$598,694 (+21.95%) Land $111,765 Building $486,930
2022	$13,727.00 (+4.08%) Homeowner's exemption	$163,645 (+4.91%) Land $33,203 Building $130,442	$490,935 (+4.91%) Land $99,609 Building $391,326
2021	$13,189.00 Homeowner's exemption	$155,986 Land $31,649 Building $124,337	$467,958 Land $94,947 Building $373,011

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet.

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