8 Old Cross Rd, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 8 Old Cross Rd, Warwick, NY 10990

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,115 sqft · built 1986
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Individual Names on File
Last Sale	$582,500 (Jun 2025)
Tax Bill	$12,253 (2024)
Deeds & Mortgages	Jun 2024 Refinance Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-1-17.23`

Property Details

APN / Parcel Number

Primary APN	`40-1-17.23`
Alternative APNs	`548904000000010172300000` `335489 40-1-17.23`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,115 sqft Living Area
Gross Area	2,709 sqft
1st Floor Area	1,215 sqft
2nd Floor Area	900 sqft
Game Room	Game Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	126,324 sqft (2.9 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	328 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	40-1-17.23
Street Address	8 OLD CROSS RD
City	WARWICK
State	NY
Zip	10990-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00220
Legal Description	LT 3 ORCHARD HILL SUB
Legal Subdivision	ORCHARD HILL
Legal Block	1
Legal Lot Number	17.23
Jurisdiction	ORANGE NY
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3012
Census Tract	14502

Owner

8 Old Cross Rd is owned by two individuals who bought it in June 2025.

Source: Orange County and Warwick Town records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 RIVERVIEW TER, MAHWAH, NJ 07430-1607
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance MID HUDSON VALLEY FCU
Jan 10, 2022	Deed, Transfer · Stand-Alone First Mortgage MID HUDSON VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on File
Deed Sale	Jun 16, 2025 · Amount on File
Prior Sale	Jan 10, 2022 · Amount on File
Deed Document Number	202540360
Deed Book / Page	15742 / 1809
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	8 OLD CROSS RD, WARWICK, NY 10990-2905
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035732
Date	Jun 14, 2024
Book Page	15581/1237
Instrument	20240035732

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2044

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Jan 10, 2022
Property Address	8 OLD CROSS RD, WARWICK, NY 10990-2905
Document Number	0000002139
Book / Page	15128 / 1938
Instrument Date	Sep 17, 2021
Instrument	20220002139
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 HOMESTEAD VILLAGE DR, WARWICK, NY 10990-4221
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002140
Date	Jan 10, 2022
Instrument	20220002140

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Warwick Town
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,300 (-) Land $16,000 Building $37,300	$634,500 (+5.94%)
2024	$12,253.00	$53,300 (-) Land $16,000 Building $37,300	$598,900 (+3.94%)
2023		$53,300 (-) Land $16,000 Building $37,300	$576,200 (+17.3%) Land $172,968 Building $403,232
2022		$53,300 Land $16,000 Building $37,300	$491,200 Land $147,452 Building $343,748

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8 Old Cross Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1984–2020)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Old Cross Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Alteva of Warwick Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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