10 Old Cross Rd, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 10 Old Cross Rd, Warwick, NY 10990

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,688 sqft · built 1985
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2020)
Tax Bill	$11,022 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jul 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-1-17.24`

Property Details

APN / Parcel Number

Primary APN	`40-1-17.24`
Alternative APNs	`548904000000010172400000` `335489 40-1-17.24`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,688 sqft Living Area
Gross Area	3,364 sqft
1st Floor Area	1,388 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2019
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	130,680 sqft (3 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	280 sqft
Patio Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	40-1-17.24
Street Address	10 OLD CROSS RD
City	WARWICK
State	NY
Zip	10990-2905
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	00220
Legal Description	LT 4 ORCHARD HILL SUB
Legal Subdivision	ORCHARD HILL
Legal Block	1
Legal Lot Number	17.24
Jurisdiction	ORANGE NY
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3012
Census Tract	14502

Owner

10 Old Cross Rd, a duplex, is owned and occupied by two individuals who bought it in July 2020.

Source: Orange County and Warwick Town records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 OLD CROSS RD, WARWICK, NY 10990-2905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 22, 2019	Grant Deed, Transfer ATTORNEY ONLY
May 7, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO
Nov 29, 2018	Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on File
Deed Sale	Jul 14, 2020 · Amount on File
Prior Sale	Jul 22, 2019 · Amount on File
Deed Document Number	202036212
Deed Book / Page	14771 / 1399
Prior Transfer Date	Apr 9, 2019
Prior Transfer Doc	0000030883
Record Updated	Oct 29, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Jul 14, 2020
Property Address	10 OLD CROSS RD, WARWICK, NY 10990-2905
Document Number	0000036212
Book / Page	14771 / 1399
Instrument Date	Jun 29, 2020
Instrument	20200036212
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 OLD CROSS RD, WARWICK, NY 10990-2905

Mortgage

Document Number	0000036213
Date	Jul 14, 2020
Instrument	20200036213

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Jul 22, 2019
Property Address	10 OLD CROSS RD, WARWICK, NY 10990-2905
Document Number	0000050985
Book / Page	014596 / 001375
Instrument Date	Jun 27, 2019
Instrument	50985
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$860.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	597 NEWPORT BRIDGE RD PINE ISLAND NY 10969, PINE ISLAND, NY 10969

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE NY
Recording Date	May 7, 2019
Property Address	10 OLD CROSS RD, WARWICK, NY 10990-2905
Document Number	0000030883
Book / Page	014564 / 001076
Instrument Date	Apr 9, 2019
Instrument	30883
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3201 34TH ST S #310 ST PETERSBURG FL 337113828, 310, ST PETERSBURG, FL 33711-3828

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ORANGE NY
Recording Date	Nov 29, 2018
Property Address	10 OLD CROSS RD, WARWICK, NY 10990-2905
Document Number	0000083961
Book / Page	014493 / 001267
Instrument Date	Oct 26, 2018
Instrument	83961
Transaction Type	Foreclosure
Record Updated	Feb 27, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Tax	$1,004.71
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Warwick Town
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,900 (-) Land $16,000 Building $31,900	$570,200 (+5.95%)
2024	$11,022.00	$47,900 (-) Land $16,000 Building $31,900	$538,200 (+3.94%)
2023		$47,900 (-) Land $16,000 Building $31,900	$517,800 (+17.28%) Land $172,960 Building $344,840
2022		$47,900 Land $16,000 Building $31,900	$441,500 Land $147,474 Building $294,026

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Old Cross Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1984–2020)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Old Cross Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Alteva of Warwick Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Old Cross Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures