3 Old Cross Rd, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 3 Old Cross Rd, Warwick, NY 10990

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,520 sqft · built 2006
Lot Size	4.2 acres (182,952 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Dec 2019)
Tax Bill	$15,377 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`335489 40-1-19.2`

Property Details

APN / Parcel Number

Primary APN	`335489 40-1-19.2`
Alternative APNs	`548904000000010192000000` `40-1-19.2`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,520 sqft Living Area
Gross Area	3,400 sqft
1st Floor Area	1,680 sqft
Upper Floors Area	840 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	182,952 sqft (4.2 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	664 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	40-1-19.2
Street Address	3 OLD CROSS RD
City	WARWICK
State	NY
Zip	10990-2906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00220
Legal Description	LT2 SREDNICKI SUBMP 10433
Legal Block	1
Legal Lot Number	19.20
Jurisdiction	ORANGE NY
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3007
Census Tract	14502

Owner

Source: Orange County and Warwick Town records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3 OLD CROSS RD, WARWICK, NY 10990-2906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 26, 2019	Grant Deed, Transfer · FHA Mortgage HUDSON UNITED MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2019 · Amount on Record
Deed Sale	Dec 26, 2019 · Amount on Record
Deed Document Number	201989028
Deed Book / Page	14676 / 1207
Prior Transfer Date	Apr 4, 2006
Prior Transfer Doc	0121530870
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	3 OLD CROSS RD, WARWICK, NY 10990-2906
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057577
Date	Aug 25, 2021
Book Page	15038/184
Instrument	20210057577

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Sep 1, 2049

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Dec 26, 2019
Property Address	3 OLD CROSS RD, WARWICK, NY 10990-2906
Document Number	0000089028
Book / Page	014676 / 001207
Instrument Date	Dec 12, 2019
Instrument	89028
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	EVERY GOOD DEED TITLE, EVERY GOOD DEED TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2530 33RD ST ASTORIA NY 111021285, ASTORIA, NY 11102-1285

Mortgage

Document Number	89029
Date	Dec 26, 2019
Book Page	014676/001212
Instrument	89029

Lender

Name	HUDSON UNITED MTG
Address	NANUET, NY 10954

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Warwick Town
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,000 (-) Land $13,500 Building $53,500	$797,600 (+5.95%)
2024	$15,377.00	$67,000 (-) Land $13,500 Building $53,500	$752,800 (+3.93%)
2023		$67,000 (-) Land $13,500 Building $53,500	$724,300 (+17.3%) Land $145,941 Building $578,359
2022		$67,000 Land $13,500 Building $53,500	$617,500 Land $124,422 Building $493,078

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1984–2020)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Alteva of Warwick Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Old Cross Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures