19 Old Cross Rd, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 19 Old Cross Rd, Warwick, NY 10990

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,491 sqft · built 1967
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Trust Names on File
Last Sale	$370,000 (Jul 2021)
Tax Bill	$10,361 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`335489 40-1-15.2`

Property Details

APN / Parcel Number

Primary APN	`335489 40-1-15.2`
Alternative APNs	`548904000000010152000000` `40-1-15.2`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,491 sqft Living Area
Gross Area	2,546 sqft
1st Floor Area	1,607 sqft
Basement Area	884 sqft
Finished Basement	884 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1971
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	104,544 sqft (2.4 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	40-1-15.2
Street Address	19 OLD CROSS RD
City	WARWICK
State	NY
Zip	10990-2906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00220
Legal Description	LT 1 DICKTEN SUB 4639
Legal Subdivision	DICKTEN
Legal Block	1
Legal Lot Number	15.20
Jurisdiction	ORANGE NY
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3007
Census Tract	14502

Owner

19 Old Cross Rd is held in a trust since July 2021.

Source: Orange County and Warwick Town records, as of April 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	38 QUIGLEY RD, HEWITT, NJ 07421-2915
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage JPMORGAN CHASE BANK N A
Jul 27, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2021 · Amount on File
Deed Sale	Jul 27, 2021 · Amount on File
Prior Sale	Dec 8, 2016 · Amount on File
Deed Document Number	202150266
Deed Book / Page	15016 / 742
Prior Transfer Date	Apr 25, 2005
Prior Transfer Doc	0119590402
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Recording Date	Apr 3, 2026
Property Address	19 OLD CROSS RD, WARWICK, NY 10990-2906
Document Number	0000024882
Book / Page	15876 / 1183
Instrument Date	Jan 16, 2026
Instrument	202624882
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024882,
Date	Apr 3, 2026
Book Page	15876/1183
Instrument	202624882

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.21%
Max Rate	-1%

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Jul 27, 2021
Property Address	19 OLD CROSS RD, WARWICK, NY 10990-2906
Document Number	20210050266
Book / Page	15016 / 742
Instrument Date	Jul 12, 2021
Instrument	20210050266
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	38 QUIGLEY RD, HEWITT, NJ 07421-2915

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Warwick Town
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,000 (-) Land $15,700 Building $29,300	$535,700 (+5.95%)
2024	$10,361.00	$45,000 (-) Land $15,700 Building $29,300	$505,600 (+3.93%)
2023		$45,000 (-) Land $15,700 Building $29,300	$486,500 (+17.31%) Land $169,734 Building $316,766
2022		$45,000 Land $15,700 Building $29,300	$414,700 Land $144,684 Building $270,016

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19 Old Cross Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1984–2020)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Old Cross Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Alteva of Warwick Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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