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8 Hidden Spring Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 8 Hidden Spring Ct, Saint Charles, MO 63304 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,183 sqft · built 2002
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$259,600 (Feb 2016)
Tax Bill$4,674 (2025)
Deeds & MortgagesOct 2025 Second Mortgage
Jul 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNT011100108

Property Details

APN / Parcel Number

Primary APNT011100108
Alternative APN
  • 3-0041-8552-00-0038.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,183 sqft Living Area
Gross Area4,343 sqft
1st Floor Area2,183 sqft
Basement Area1,470 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area690 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area90 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT011100108
Street Address8 HIDDEN SPRING CT
CitySAINT CHARLES
StateMO
Zip63304-8404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN SPRING LOT 38
Legal SubdivisionHIDDEN SPRING
Legal Lot Number38
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group1
Census Block1005
Census Tract311132

Owner

Source: St. Charles County records · APN T011100108

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8 HIDDEN SPRING CT, SAINT CHARLES, MO 63304-8404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NATIONSTAR MORTGAGE LLC
Jul 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
May 04, 2021Deed of Trust, Mortgage · Conventional Mortgage
JLB CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 25, 2016 · Amount on Record
Deed SaleFeb 25, 2016 · Amount on Record
Prior SaleSep 10, 2012 · Amount on Record
Deed Document Number2016106080
Deed Book / Page6494 / 2081
Prior Transfer DateFeb 16, 2016
Prior Transfer Doc0064942081
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address8 HIDDEN SPRING CT, SAINT CHARLES, MO 63304-8404
Transaction TypeMortgage
Record UpdatedOct 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 HIDDEN SPRING CT, SAINT CHARLES, MO 63304-8404

Mortgage

Document Number0000046084
DateOct 16, 2025
Instrument2025R-046084
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term239 Months
DueSep 01, 2045

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateJul 21, 2026
Property Address8 HIDDEN SPRING CT, SAINT CHARLES, MO 63304-8404
Document Number0000034200
Instrument DateOct 28, 2025
Instrument202634200
Transaction TypeMortgage
Record UpdatedAug 03, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 HIDDEN SPRING CT, SAINT CHARLES, MO 63304-8404

Mortgage

Document Number0000034200,
DateJul 21, 2026
Instrument202634200
Lender
NameNATIONSTAR MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 01, 2045
Interest
Rate TypeFixed Rate
Rate6.34%
Initial TypeFixed Rate
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address8 HIDDEN SPRING CT, SAINT CHARLES, MO 63304-8404
Transaction TypeMortgage
Record UpdatedMay 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 HIDDEN SPRING CT, SAINT CHARLES, MO 63304-8404

Mortgage

Document Number2021R039236
DateMay 04, 2021
Instrument2021R-039236
Lender
NameJLB CORP
TypeMortgage Company
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,674.00 (+5.37%)$78,863 (+6.07%)$415,066 (+6.07%) Building $415,066
2024$4,436.00
2023$74,351
2022$391,319 Land $63,000 Building $328,319

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111321, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims26 (1979–2019)
Claims Outside the SFHA1 of 26
Most Recent ClaimJun 2019, river or lake flooding, Severe Storms, Tornadoes, And Flooding
Claims By Storm
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 9 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 377 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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