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12 Hidden Spring Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 12 Hidden Spring Ct, Saint Charles, MO 63304 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,470 sqft · built 2003
Lot Size0.319 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Dec 2016)
Tax Bill$5,649 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT011100107

Property Details

APN / Parcel Number

Primary APNT011100107
Alternative APN
  • 3-0041-8552-00-0037.0000000

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,470 sqft Living Area
1st Floor Area1,342 sqft
Basement Area1,324 sqft
Finished Basement990 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Exterior MaterialComposition/Composite
Lot Area13,939 sqft (0.319 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area148 sqft
Patio Area996 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT011100107
Old Parcel NumberT011100107
Street Address12 HIDDEN SPRING CT
CitySAINT CHARLES
StateMO
Zip63304-8404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN SPRING LOT 37
Legal SubdivisionHIDDEN SPRING
Legal Lot Number37
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group1
Census Block1005
Census Tract311132

Owner

Source: St. Charles County records · APN T011100107

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 HIDDEN SPRING CT, SAINT CHARLES, MO 63304-8404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 02, 2016 · Amount on Record
Deed SaleDec 02, 2016 · Amount on Record
Prior SaleOct 06, 2014
Deed Document Number0066611401
Deed Book / Page6661 / 1401
Record UpdatedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address12 HIDDEN SPRING CT, SAINT CHARLES, MO 63304-8404
Document Number0073681907
Instrument DateAug 05, 2020
Transaction TypeMortgage
Record UpdatedSep 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 HIDDEN SPRING CT ST CHARLES MO 633048404, ST CHARLES, MO 63304-8404

Mortgage

Document Number0073681907
DateAug 11, 2020
Book Page007368/001907
Instrument574000
Lender
NameTOGETHER CU
AddressSAINT LOUIS, MO 63118
Agreement
AmountAmount Recorded
Term180 Months
DueAug 10, 2035

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,649.00$95,423 (+8.17%)$502,225 (+8.17%)
2023$88,212
2022$464,272 Land $63,000 Building $401,272

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111321, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims26 (1979–2019)
Claims Outside the SFHA1 of 26
Most Recent ClaimJun 2019, river or lake flooding, Severe Storms, Tornadoes, And Flooding
Claims By Storm
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 9 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 377 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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