St. Charles County property record for 5 Hidden Spring Ct, Saint Charles, MO 63304 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,802 sqft · built 2000 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $297,000 (Oct 2014) |
| Tax Bill | $4,796 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T011100105 |
| Primary APN | T011100105 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,802 sqft Living Area |
| 1st Floor Area | 1,662 sqft |
| Basement Area | 1,802 sqft |
| Finished Basement | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 80 sqft |
| Patio Area | 490 sqft |
| Sewer | Connected |
|---|
| Account Number | T011100105 |
|---|---|
| Old Parcel Number | T011100105 |
| Street Address | 5 HIDDEN SPRING CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-8404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIDDEN SPRING LOT 35 |
| Legal Subdivision | HIDDEN SPRING |
| Legal Lot Number | 35 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 311132 |
Source: St. Charles County records · APN T011100105
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1158 CALGARY ST, THE VILLAGES, FL 32163-2787 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 29, 2017 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Oct 01, 2020 | Deed of Trust, Mortgage BANK OF AMERICA |
| Nov 08, 2018 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Oct 08, 2014 · Amount on Record |
| Deed Sale | Oct 08, 2014 · Amount on Record |
| Prior Sale | Feb 02, 2001 · Amount on Record |
| Deed Document Number | 0006252110 |
| Deed Book / Page | 6252 / 110 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 5 HIDDEN SPRING CT, SAINT CHARLES, MO 63304-8404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0068151313 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 6815/1313 |
| Instrument | 20170929000613790 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63304 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 5 HIDDEN SPRING CT, SAINT CHARLES, MO 63304-8404 |
| Document Number | 0000074991 |
| Instrument Date | Oct 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5 HIDDEN SPRING CT ST CHARLES MO 633048404, ST CHARLES, MO 63304-8404 |
| Document Number | 0000074991 |
|---|---|
| Date | Oct 06, 2020 |
| Instrument | 74991 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Oct 05, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 5 HIDDEN SPRING CT, SAINT CHARLES, MO 63304-8404 |
| Document Number | 0070082026 |
| Instrument Date | Nov 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5 HIDDEN SPRING CT ST CHARLES MO 633048404, ST CHARLES, MO 63304-8404 |
| Document Number | 0070082026 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 007008/002026 |
| Instrument | 671460 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 29, 2048 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,796.00 | $80,942 (+3.4%) | $426,011 (+3.4%) |
| 2023 | $78,283 | ||
| 2022 | $412,016 Land $70,000 Building $342,016 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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