St. Charles County property record for 1 Hidden Spring Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,609 sqft · built 2001 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Mar 2006) |
| Tax Bill | $5,325 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T011100104 |
| Primary APN | T011100104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,609 sqft Living Area |
| 1st Floor Area | 1,636 sqft |
| Basement Area | 1,356 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 10,454 sqft (0.239 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 200 sqft |
| Sewer | Connected |
|---|
| Account Number | T011100104 |
|---|---|
| Old Parcel Number | T011100104 |
| Street Address | 1 HIDDEN SPRING CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-8404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIDDEN SPRING LOT 34 |
| Legal Subdivision | HIDDEN SPRING |
| Legal Lot Number | 34 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 311132 |
Source: St. Charles County records · APN T011100104
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1 HIDDEN SPRING CT, SAINT CHARLES, MO 63304-8404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FINANCE MORTGAGE LLC |
| Apr 12, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATL BANK OF GREATER ST LOUIS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2006 · Amount on Record |
| Deed Sale | Mar 31, 2006 · Amount on Record |
| Prior Sale | Jul 08, 2002 |
| Deed Document Number | 0000044501 |
| Deed Book / Page | 4450 / 1 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1 HIDDEN SPRING CT, SAINT CHARLES, MO 63304-8404 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2021 |
| Title Company | ATG |
| Name | Verified Name |
|---|---|
| Address | 1 HIDDEN SPRING CT, SAINT CHARLES, MO 63304-8404 |
| Document Number | 2021R053592 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 2021R-053592 |
| Name | FAMILY FINANCE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ARNOLD, MO 63010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1 HIDDEN SPRING CT, SAINT CHARLES, MO 63304-8404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1 HIDDEN SPRING CT, SAINT CHARLES, MO 63304-8404 |
| Document Number | 2021R031848 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021R-031848 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 02, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1 HIDDEN SPRING CT, SAINT CHARLES, MO 63304-8404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072651839 |
|---|---|
| Date | Apr 09, 2020 |
| Book Page | 7265/1839 |
| Instrument | 20200409000217190 |
| Name | CITIZENS NATL BANK OF GREATER ST LOUIS |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63143 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2040 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,325.00 | $89,911 (+9.19%) | $473,215 (+9.19%) |
| 2023 | $82,347 | ||
| 2022 | $433,403 Land $70,000 Building $363,403 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 26 (1979–2019) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 377 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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