8 Hemlock St, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 8 Hemlock St, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	2,475 sqft · built 1958
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,500 (Sep 1999)
Tax Bill	$15,565 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`64-00134-03-00012`

Property Details

APN / Parcel Number

Primary APN	`64-00134-03-00012`
Alternative APNs	`6400134000300012` `000191`

Interior

Stories	1 Story
Building Area	2,475 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	000191
Street Address	8 HEMLOCK ST
City	WALDWICK
State	NJ
Zip	07463-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100X100
Legal Block	134.3
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3024
Census Tract	56200

Owner

Source: Bergen County and Waldwick Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 HEMLOCK ST, WALDWICK, NJ 07463-1407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 1999 · Amount on Record
Deed Sale	Sep 15, 1999 · Amount on Record
Prior Sale	Jul 5, 1996 · Amount on Record
Deed Document Number	1999156891
Deed Book / Page	8207 / 806
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	8 HEMLOCK ST, WALDWICK, NJ 07463-1407
Document Number	0035700228
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HEMLOCK ST WALDWICK NJ 074631407, WALDWICK, NJ 07463-1407

Mortgage

Document Number	0035700228
Date	Apr 15, 2020
Book Page	003570/000228
Instrument	20039186

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$678,200 (-) Land $305,400 Building $372,800	$678,200 (-) Land $305,400 Building $372,800
2025	$15,565.00 (+3.66%)	$678,200 (+31.84%) Land $305,400 Building $372,800	$678,200 (+31.84%) Land $305,400 Building $372,800
2024	$15,015.00 (+2.49%)
2023		$514,400 Land $263,900 Building $250,500	$514,400 Land $263,900 Building $250,500
2022	$14,650.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1999–2021)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20