Bergen County and Waldwick Borough property record for 16 Hemlock St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,482 sqft · built 1958 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $870,000 (Feb 2026) |
| Tax Bill | $13,685 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00134-03-00014 |
| Primary APN | 64-00134-03-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,482 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400134C00014 |
|---|---|
| Street Address | 16 HEMLOCK ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100X100 |
| Legal Subdivision | MONROE KNOLLS |
| Legal Block | 134 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 HEMLOCK ST, WALDWICK, NJ 07463-1407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Feb 2, 2026 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 14, 2019 | Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Feb 28, 2017 | Quit Claim Deed, Transfer · Conventional with PMI ETHOS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2026 · Amount on Record |
| Deed Sale | Feb 2, 2026 · Amount on Record |
| Prior Sale | Aug 14, 2019 · Amount on Record |
| Deed Document Number | 20267229 |
| Deed Book / Page | 5715 / 966 |
| Prior Transfer Date | Feb 14, 2017 |
| Prior Transfer Doc | 0025471936 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 16 HEMLOCK ST, WALDWICK, NJ 07463-1407 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0040810675 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 4081/675 |
| Instrument | 2021057436 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 2, 2026 |
| Property Address | 16 HEMLOCK ST, WALDWICK, NJ 07463-1407 |
| Document Number | 0057150966 |
| Book / Page | 5715 / 966 |
| Instrument Date | Jan 2, 2026 |
| Instrument | 2026007229 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,067.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 47 WASHINGTON PL, EAST RUTHERFORD, NJ 07073-1343 |
| Name | Verified Name |
|---|---|
| Address | 16 HEMLOCK ST, WALDWICK, NJ 07463-1407 |
| Document Number | 2026007230 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 2026007230 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 14, 2019 |
| Property Address | 16 HEMLOCK ST, WALDWICK, NJ 07463-1407 |
| Document Number | 0033221134 |
| Book / Page | 3322 / 1134 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 19-053237 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 HEMLOCK ST, WALDWICK, NJ 07463-1407 |
| Document Number | 1905323701 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 19-053237.01 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0033221134 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 3322/1134 |
| Instrument | 19-053237 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 28, 2017 |
| Property Address | 16 HEMLOCK ST, WALDWICK, NJ 07463-1407 |
| Document Number | 0025471936 |
| Book / Page | 002547 / 001936 |
| Instrument Date | Feb 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2017 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 HEMLOCK ST WALDWICK NJ 074631407, WALDWICK, NJ 07463-1407 |
| Document Number | 25471959 |
|---|---|
| Date | Feb 28, 2017 |
| Book Page | 002547/001959 |
| Name | ETHOS LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2047 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $596,300 (-) Land $305,400 Building $290,900 | $596,300 (-) Land $305,400 Building $290,900 | |
| 2025 | $13,685.00 (+3.66%) | $596,300 (+19.96%) Land $305,400 Building $290,900 | $596,300 (+19.96%) Land $305,400 Building $290,900 |
| 2024 | $13,202.00 (-6.75%) | ||
| 2023 | $497,100 Land $263,900 Building $233,200 | $497,100 Land $263,900 Building $233,200 | |
| 2022 | $14,157.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1999–2021) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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