3 Hemlock St, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 3 Hemlock St, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	2,340 sqft · built 1958
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Mar 1999)
Tax Bill	$14,775 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`64-00134-02-00005`

Property Details

APN / Parcel Number

Primary APN	`64-00134-02-00005`
Alternative APNs	`6400134000200005` `6400134B00005`

Interior

Stories	1 Story
Building Area	2,340 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	100 ft deep x 150 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	6400134B00005
Street Address	3 HEMLOCK ST
City	WALDWICK
State	NJ
Zip	07463-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	150X100 6LT
Legal Subdivision	MONROE KNOLLS
Legal Block	134.2
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3023
Census Tract	56200

Owner

Source: Bergen County and Waldwick Borough records · APN 64-00134-02-00005

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 HEMLOCK ST, WALDWICK, NJ 07463-1406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 1999 · Amount on Record
Deed Sale	Mar 17, 1999 · Amount on Record
Deed Document Number	199944417
Deed Book / Page	8152 / 616
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	3 HEMLOCK ST, WALDWICK, NJ 07463-1406
Document Number	0031922263
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HEMLOCK ST WALDWICK NJ 074631406, WALDWICK, NJ 07463-1406

Mortgage

Document Number	0031922263
Date	Mar 06, 2019
Book Page	003192/002263
Instrument	14818

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 05, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$643,800 (-) Land $365,500 Building $278,300	$643,800 (-) Land $365,500 Building $278,300
2025	$14,775.00 (+3.66%)	$643,800 (+29.43%) Land $365,500 Building $278,300	$643,800 (+29.43%) Land $365,500 Building $278,300
2024	$14,253.00 (+0.62%)
2023		$497,400 Land $318,500 Building $178,900	$497,400 Land $318,500 Building $178,900
2022	$14,165.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030562003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1999–2021)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 400 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0264001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WALDWICK WATER DEPT serves 10,208 people
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.