Bergen County and Waldwick Borough property record for 12 Hemlock St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,408 sqft · built 1958 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Jul 2021) |
| Tax Bill | $16,712 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00134-03-00013 |
| Primary APN | 64-00134-03-00013 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,408 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400134C00013 |
|---|---|
| Street Address | 12 HEMLOCK ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100X100 |
| Legal Subdivision | MONROE KNOLLS |
| Legal Block | 134 |
| Legal Lot Number | 13 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 HEMLOCK ST, WALDWICK, NJ 07463-1407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC |
| Mar 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 20, 2021 | Deed, Transfer ELITE TITLE COMPANY INC, ELITE TITLE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2021 · Amount on Record |
| Deed Sale | Jul 20, 2021 · Amount on Record |
| Deed Document Number | 2021116259 |
| Deed Book / Page | 4281 / 218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 HEMLOCK ST, WALDWICK, NJ 07463-1407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Title Company | COMMONWEALTH TITLE MONMOUTH AGENCY, COMMONWEALTH TTL MONMOUTH AG |
| Name | Verified Name |
|---|---|
| Address | 12 HEMLOCK ST, WALDWICK, NJ 07463-1407 |
| Document Number | 0057151709 |
|---|---|
| Date | Feb 3, 2026 |
| Book Page | 5715/1709 |
| Instrument | 2026007341 |
| Name | NEXERA HOLDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | EMERYVILLE, CA 94608 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 HEMLOCK ST, WALDWICK, NJ 07463-1407 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0049610982 |
|---|---|
| Date | Mar 29, 2023 |
| Book Page | 4961/982 |
| Instrument | 2023021919 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 HEMLOCK ST, WALDWICK, NJ 07463-1407 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Title Company | COMMONWEALTH TTL MONMOUTH AG |
| Name | Verified Name |
|---|
| Document Number | 0043941172 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 4394/1172 |
| Instrument | 2021150653 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 20, 2021 |
| Property Address | 12 HEMLOCK ST, WALDWICK, NJ 07463-1407 |
| Document Number | 0042810218 |
| Book / Page | 4281 / 218 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 2021116259 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Title Company | ELITE TITLE COMPANY INC, ELITE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,791.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 GUNSTOCK RD, 23, SCARBOROUGH, ME 04074-8711 |
| Name | Verified Name |
|---|---|
| Address | 12 HEMLOCK ST, WALDWICK, NJ 07463-1407 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $927,600 (+27.38%) Land $305,400 Building $622,200 | $927,600 (+27.38%) Land $305,400 Building $622,200 | |
| 2025 | $16,712.00 (+3.66%) | $728,200 (+30.36%) Land $305,400 Building $422,800 | $728,200 (+30.36%) Land $305,400 Building $422,800 |
| 2024 | $16,122.00 (+1.35%) | ||
| 2023 | $558,600 Land $263,900 Building $294,700 | $558,600 Land $263,900 Building $294,700 | |
| 2022 | $15,908.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1999–2021) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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