8 Gray St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 8 Gray St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,056 sqft · built 1924
Lot Size	0.078 acres (3,376 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Oct 2019)
Tax Bill	$14,419 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-04510-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`13-04510-0000-00020`
Alternative APN	`130451000020`

Interior

Stories	2 Stories
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	3,376 sqft (0.078 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130451000020
Street Address	8 GRAY ST
City	MONTCLAIR
State	NJ
Zip	07042-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	3374SF
Legal Block	4510
Legal Lot Number	20
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1004
Census Tract	16500

Owner

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8 GRAY ST, MONTCLAIR, NJ 07042-5026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Prior Sale	Jun 21, 2012 · Amount on Record
Deed Document Number	201998644
Record Updated	Sep 20, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 16, 2019
Property Address	8 GRAY ST, MONTCLAIR, NJ 07042-5026
Document Number	0000098644
Instrument Date	Oct 9, 2019
Instrument	98644
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	NUCO TITLE INSURANCE AGENCY INC, NUCO TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 GRAY ST MONTCLAIR NJ 070425026, MONTCLAIR, NJ 07042-5026

Mortgage

Document Number	98645
Date	Oct 16, 2019
Instrument	98645

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,100 (-) Land $316,900 Building $93,200	$410,100 (-) Land $316,900 Building $93,200
2025	$14,419.00 (+3.32%)	$410,100 (-) Land $316,900 Building $93,200	$410,100 (-) Land $316,900 Building $93,200
2024	$13,955.00 (+3.49%)
2023		$410,100 Land $316,900 Building $93,200	$410,100 Land $316,900 Building $93,200
2022	$13,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20