Essex County and Montclair Township property record for 7 Gray St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 1,780 sqft · built 1964 |
| Lot Size | 0.117 acres (5,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (May 2019) |
| Tax Bill | $16,659 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04511-0000-00016 |
| Primary APN | 13-04511-0000-00016 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,780 sqft Living Area |
| 1st Floor Area | 1,780 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Lot Area | 5,100 sqft (0.117 acres) |
| Lot Dimensions | 102 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 130451100016 |
|---|---|
| Street Address | 7 GRAY ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-5025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 50X102 IRR |
| Legal Subdivision | MONTCLAIR |
| Legal Block | 4511 |
| Legal Lot Number | 16 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 16500 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 GRAY ST, MONTCLAIR, NJ 07042-5025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 6, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC |
| May 10, 2019 | Grant Deed, Transfer · FHA Mortgage ADVISORS MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on Record |
| Deed Sale | May 10, 2019 · Amount on Record |
| Deed Document Number | 201943778 |
| Last Transfer Date | Jun 9, 2021 |
| Transfer Doc | 2021081105 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 7 GRAY ST, MONTCLAIR, NJ 07042-5025 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7 GRAY ST, MONTCLAIR, NJ 07042-5025 |
| Document Number | 0000081884 |
|---|---|
| Date | Sep 8, 2022 |
| Instrument | 2022081884 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 6, 2021 |
| Property Address | 7 GRAY ST, MONTCLAIR, NJ 07042-5025 |
| Document Number | 2021081105 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 2021081105 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | TITLE AGENCY/NJ INC, TITLE AGENCY OF NJ INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 GRAY ST, MONTCLAIR, NJ 07042-5025 |
| Document Number | 2021081106 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 2021081106 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 10, 2019 |
| Property Address | 7 GRAY ST, MONTCLAIR, NJ 07042-5025 |
| Document Number | 0000043778 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 43778 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 GRAY ST MONTCLAIR NJ 070425025, MONTCLAIR, NJ 07042-5025 |
| Document Number | 43779 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 43779 |
| Name | ADVISORS MTG |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN, NJ 07712 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 9, 2049 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $473,800 (-) Land $325,600 Building $148,200 | $473,800 (-) Land $325,600 Building $148,200 | |
| 2025 | $16,659.00 (+3.32%) | $473,800 (-) Land $325,600 Building $148,200 | $473,800 (-) Land $325,600 Building $148,200 |
| 2024 | $16,123.00 (+3.5%) | ||
| 2023 | $473,800 Land $325,600 Building $148,200 | $473,800 Land $325,600 Building $148,200 | |
| 2022 | $15,578.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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