Essex County and Montclair Township property record for 4 Gray St, Montclair, NJ 07042 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,510 sqft · built 1902 |
| Lot Size | 0.117 acres (5,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Feb 2008) |
| Tax Bill | $18,136 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04510-0000-00018 |
| Primary APN | 13-04510-0000-00018 |
|---|---|
| Alternative APN |
|
| Building Area | 1,510 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Construction Type | Frame |
| Lot Area | 5,100 sqft (0.117 acres) |
| Lot Dimensions | 102 ft deep x 50 ft wide |
| Old Parcel Number | 130451000018 |
|---|---|
| Street Address | 4 GRAY ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-5026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X102 IRR |
| Legal Block | 4510 |
| Legal Lot Number | 18 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 16500 |
Source: Essex County and Montclair Township records · APN 13-04510-0000-00018
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 GRAY ST, MONTCLAIR, NJ 07042-5026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK NATL ASSN |
| Apr 09, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 05, 2008 · Amount on Record |
| Deed Sale | Feb 05, 2008 · Amount on Record |
| Prior Sale | May 25, 1995 · Amount on Record |
| Deed Document Number | 20088011352 |
| Deed Book / Page | 12115 / 9995 |
| Last Transfer Date | Oct 10, 2024 |
| Transfer Doc | 0000062367 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 4 GRAY ST, MONTCLAIR, NJ 07042-5026 |
| Document Number | 0000003549 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2020 |
| Title Company | NATIONAL LINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 GRAY ST MONTCLAIR NJ 070425026, MONTCLAIR, NJ 07042-5026 |
| Document Number | 0000003549 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 3549 |
| Name | PNC BK NATL ASSN |
|---|---|
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 09, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 4 GRAY ST, MONTCLAIR, NJ 07042-5026 |
| Document Number | 0000032931 |
| Instrument Date | Apr 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 GRAY ST MONTCLAIR NJ 070425026, MONTCLAIR, NJ 07042-5026 |
| Document Number | 0000032931 |
|---|---|
| Date | Apr 17, 2018 |
| Instrument | 32931 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2048 |
Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $515,800 (-) Land $325,700 Building $190,100 | $515,800 (-) Land $325,700 Building $190,100 | |
| 2025 | $18,136.00 (+3.33%) | $515,800 (-) Land $325,700 Building $190,100 | $515,800 (-) Land $325,700 Building $190,100 |
| 2024 | $17,552.00 (+3.5%) | ||
| 2023 | $515,800 Land $325,700 Building $190,100 | $515,800 Land $325,700 Building $190,100 | |
| 2022 | $16,959.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 6% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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