Essex County and Montclair Township property record for 6 Gray St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 1,224 sqft · built 1955 |
| Lot Size | 0.117 acres (5,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $491,500 (Nov 2016) |
| Tax Bill | $16,669 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04510-0000-00019 |
| Primary APN | 13-04510-0000-00019 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 5,100 sqft (0.117 acres) |
| Lot Dimensions | 102 ft deep x 50 ft wide |
| Old Parcel Number | 130451000019 |
|---|---|
| Street Address | 6 GRAY ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-5026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 50X102 IRR |
| Legal Block | 4510 |
| Legal Lot Number | 19 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 16500 |
Source: Essex County and Montclair Township records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6 GRAY ST, MONTCLAIR, NJ 07042-5026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BLUE FOUNDRY BANK |
| Dec 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2016 · Amount on Record |
| Deed Sale | Nov 21, 2016 · Amount on Record |
| Prior Sale | Jun 26, 2012 · Amount on Record |
| Deed Document Number | 201699081 |
| Prior Transfer Date | Dec 31, 1987 |
| Prior Transfer Doc | 5101000649 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 6 GRAY ST, MONTCLAIR, NJ 07042-5026 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000011416 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 2026011416 |
| Name | BLUE FOUNDRY BANK |
|---|---|
| Type | Bank |
| Address | PARSIPPANY, NJ 07054 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 20, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 6 GRAY ST, MONTCLAIR, NJ 07042-5026 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000143747 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 2021143747 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 1, 2047 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $474,100 (-) Land $325,700 Building $148,400 | $474,100 (-) Land $325,700 Building $148,400 | |
| 2025 | $16,669.00 (+3.32%) | $474,100 (-) Land $325,700 Building $148,400 | $474,100 (-) Land $325,700 Building $148,400 |
| 2024 | $16,133.00 (+3.5%) | ||
| 2023 | $474,100 Land $325,700 Building $148,400 | $474,100 Land $325,700 Building $148,400 | |
| 2022 | $15,588.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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