8 Gema, San Clemente, CA 92672 Property Records

Orange County property record for 8 Gema, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,573 sqft · built 1989
Lot Size	0.074 acres (3,230 sqft)
Owner	Individual Name on Record
Last Sale	$1,300,000 (Aug 2022)
Tax Bill	$13,661 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`690-591-68`

Property Details

APN / Parcel Number

Primary APN	`690-591-68`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,573 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	3,230 sqft (0.074 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8 GEMA
City	SAN CLEMENTE
State	CA
Zip	92672-9408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12883 BLK LOT 144
Legal Subdivision	TRACT NO. 12883
Legal Tract	12883
Legal Lot Number	144
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2000
Census Tract	42109

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8 GEMA, SAN CLEMENTE, CA 92672-9408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Grant Deed, Transfer · Conventional Mortgage LUTHER BURBANK SAVINGS
Jun 15, 2022	Grant Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Prior Sale	Aug 23, 2011 · Amount on Record
Deed Document Number	2022271765
Prior Transfer Date	Mar 21, 2007
Prior Transfer Doc	0000180988
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 8, 2022
Property Address	8 GEMA, SAN CLEMENTE, CA 92672-9408
Document Number	0000271765
Map Reference	MB 608 PG 33-38
Instrument Date	Jul 12, 2022
Instrument	2022000271765
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 GEMA, SAN CLEMENTE, CA 92672-9408

Mortgage

Document Number	0000271766
Date	Aug 8, 2022
Instrument	2022000271766

Lender

Name	LUTHER BURBANK SAVINGS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 15, 2022
Property Address	8 GEMA, SAN CLEMENTE, CA 92672-9408
Document Number	0000215758
Map Reference	MB 808 PG 33-38
Instrument Date	Jun 9, 2022
Instrument	2022000215758
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27451 LOS ALTOS STE 240, 240, MISSION VIEJO, CA 92691-6331

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,379,570 (+2%) Land $1,203,069 Building $176,501
2025	$13,661.00 (+3.89%)	$1,352,520 (+4.04%) Land $1,179,479 Building $173,041
2023	$13,149.00 (+132.07%)	$1,300,000 Land $1,133,677 Building $166,323
2022	$5,666.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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