Orange County property record for 9 Gema, San Clemente, CA 92672
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,045 sqft · built 1989 |
| Lot Size | 0.079 acres (3,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,250,000 (Jul 2025) |
| Tax Bill | $3,909 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage May 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 690-592-11 |
| Primary APN | 690-592-11 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,045 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 3,420 sqft (0.079 acres) |
| Garage Area | 489 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Gas |
|---|
| Street Address | 9 GEMA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-9409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 12883 BLK LOT 166 |
| Legal Subdivision | TRACT NO 12883 |
| Legal Tract | 12883 |
| Legal Lot Number | 166 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 42109 |
Source: Orange County assessment roll, APN 690-592-11, as of August 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2019 | Reverse Mortgage, Transfer · FHA Mortgage FINANCE OF AMERICA REVERSE |
| May 10, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC |
| May 23, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Apr 06, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on Record |
| Deed Sale | Jul 17, 2025 · Amount on Record |
| Prior Sale | Jul 22, 2005 · Amount on Record |
| Deed Document Number | 2025200235 |
| Prior Transfer Date | Oct 31, 2019 |
| Prior Transfer Doc | 0000451195 |
| Record Updated | Sep 20, 2026 |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Nov 13, 2019 |
| Property Address | 9 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Document Number | 0000451195 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 451195 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | FNC TITLE/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 9 GEMA SAN CLEMENTE CA 926729409, SAN CLEMENTE, CA 92672-9409 |
| Document Number | 451196 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 451196 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | 8023 E 63RD PL # 700, TULSA, OK 74133-1240 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 900 Months |
| Due | Nov 12, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.45% |
| Document Number | 451197, |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 451197 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 900 Months |
| Due | Nov 12, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.45% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 10, 2017 |
| Property Address | 9 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Document Number | 0000189246 |
| Instrument Date | May 03, 2017 |
| Instrument | 189246 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | NATIONS TITLE COMPANY/CA, NATIONS TITLE CO/CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9 GEMA SAN CLEMENTE CA 926729409, SAN CLEMENTE, CA 92672-9409 |
| Document Number | 189247 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 189247 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 09, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 23, 2017 |
| Property Address | 9 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Document Number | 0000209882 |
| Instrument Date | May 03, 2017 |
| Instrument | 209882 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 9 GEMA SAN CLEMENTE CA 926729409, SAN CLEMENTE, CA 92672-9409 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 06, 2017 |
| Property Address | 9 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Document Number | 0000138974 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 138974 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 9 GEMA SAN CLEMENTE CA 926729409, SAN CLEMENTE, CA 92672-9409 |
Source: Orange County assessment roll as of August 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,909.00 (+1.69%) | $385,400 (+4.04%) Land $288,513 Building $96,887 |
| 2024 | $3,844.00 (+2.18%) | |
| 2023 | $3,762.00 (+1.92%) | $370,436 Land $277,310 Building $93,126 |
| 2022 | $3,691.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590421092, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 435 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system CA3010036, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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