Orange County property record for 3 Gema, San Clemente, CA 92672
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,045 sqft · built 1989 |
| Lot Size | 0.079 acres (3,420 sqft) |
| Owner | Company Name on File |
| Last Sale | $765,000 (May 2016) |
| Tax Bill | $9,084 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Aug 2021 Transfer + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 690-592-14 |
| Primary APN | 690-592-14 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,045 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 3,420 sqft (0.079 acres) |
| Garage Area | 489 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 3 GEMA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-9409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 12883 BLK LOT 169 |
| Legal Subdivision | TRACT 12883 |
| Legal Tract | 12883 |
| Legal Lot Number | 169 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 42109 |
Source: Orange County assessment roll, APN 690-592-14, as of August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 01, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 25, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Aug 25, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage OPTIMUM FIRST INC |
| Feb 11, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Feb 11, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage OPTIMUM FIRST INC |
| Aug 08, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 08, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 14, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 27, 2016 · Amount on Record |
| Deed Sale | May 27, 2016 · Amount on Record |
| Prior Sale | Mar 01, 2007 · Amount on Record |
| Deed Document Number | 2016240645 |
| Last Transfer Date | Aug 16, 2021 |
| Transfer Doc | 0000534972 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 3 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Document Number | 0000199880 |
|---|---|
| Date | Jun 01, 2022 |
| Instrument | 2022000199880 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 25, 2021 |
| Property Address | 3 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Document Number | 0000534972 |
| Map Reference | MB 608 PG 33-38 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021000534972 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 25, 2021 |
| Property Address | 3 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Document Number | 0000534970 |
| Map Reference | MB 608 PG 33-38 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021000534970 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2021 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Document Number | 0000534971 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2021000534971 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 11, 2021 |
| Property Address | 3 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Document Number | 0000101270 |
| Map Reference | MB 608 PG 33-38 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 2021000101270 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 11, 2021 |
| Property Address | 3 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Document Number | 0000101268 |
| Map Reference | MB 608 PG 33-38 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 2021000101268 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Document Number | 0000101269 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2021000101269 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 08, 2019 |
| Property Address | 3 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Document Number | 0000291703 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 291703 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3 GEMA SAN CLEMENTE CA 926729409, SAN CLEMENTE, CA 92672-9409 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 08, 2019 |
| Property Address | 3 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Document Number | 0000291704 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 291704 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3 GEMA SAN CLEMENTE CA 926729409, SAN CLEMENTE, CA 92672-9409 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 3 GEMA, SAN CLEMENTE, CA 92672-9409 |
| Document Number | 0000311174 |
| Instrument Date | Aug 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3 GEMA SAN CLEMENTE CA 926729409, SAN CLEMENTE, CA 92672-9409 |
| Document Number | 0000311174 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 311174 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County assessment roll as of August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $923,713 (+2%) Land $704,815 Building $218,898 | |
| 2025 | $9,084.00 (+3.92%) Homeowner's exemption | $905,601 (+4.04%) Land $690,995 Building $214,606 |
| 2023 | $8,741.00 (+1.96%) Homeowner's exemption | $870,437 Land $664,163 Building $206,274 |
| 2022 | $8,573.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590421092, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 435 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system CA3010036, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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