4 Gema, San Clemente, CA 92672 Property Records

Orange County property record for 4 Gema, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,799 sqft · built 1989
Lot Size	0.079 acres (3,420 sqft)
Owner	Company Name on File
Last Sale	$1,350,000 (Jul 2021)
Tax Bill	$5,940 (2025)
Deeds & Mortgages	Mar 2022 Transfer Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`690-591-66`

Property Details

APN / Parcel Number

Primary APN	`690-591-66`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,799 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Lot Area	3,420 sqft (0.079 acres)
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	4 GEMA
City	SAN CLEMENTE
State	CA
Zip	92672-9408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12883 BLK LOT 142
Legal Subdivision	TRACT NO 12883
Legal Tract	12883
Legal Lot Number	142
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2000
Census Tract	42109

Owner

Source: Orange County assessment roll, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4 GEMA, SAN CLEMENTE, CA 92672-9408
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 21, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PROSPECT HOME FINANCE
Jul 28, 2021	Grant Deed, Transfer FIRST AMER TTL CO RES DIV
May 19, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BK/LNG BCH
Mar 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Jan 8, 2014 · Amount on Record
Deed Document Number	2021478248
Last Transfer Date	Mar 11, 2022
Transfer Doc	0000108484
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 21, 2022
Property Address	4 GEMA, SAN CLEMENTE, CA 92672-9408
Document Number	0000108486
Map Reference	MB 608 PG 33-38
Instrument Date	Mar 11, 2022
Instrument	2022000108486
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4 GEMA, SAN CLEMENTE, CA 92672-9408

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 21, 2022
Property Address	4 GEMA, SAN CLEMENTE, CA 92672-9408
Document Number	0000108484
Map Reference	MB 608 PG 33-38
Instrument Date	Mar 11, 2022
Instrument	2022000108484
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	LAWYERS TITLE-SD, LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 GEMA, SAN CLEMENTE, CA 92672-9408

Mortgage

Document Number	0000108485
Date	Mar 21, 2022
Instrument	2022000108485

Lender

Name	PROSPECT HOME FINANCE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 28, 2021
Property Address	4 GEMA, SAN CLEMENTE, CA 92672-9408
Document Number	0000478248
Map Reference	MB 608 PG 33-38
Instrument Date	Jul 12, 2021
Instrument	2021000478248
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4 GEMA, SAN CLEMENTE, CA 92672-9408

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4 GEMA, SAN CLEMENTE, CA 92672-9408
Document Number	0000234068
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	406 EL VUELO SAN CLEMENTE CA 926727513, SAN CLEMENTE, CA 92672-7513

Mortgage

Document Number	0000234068
Date	May 22, 2020
Instrument	234068

Lender

Name	FARMERS & MERCHANTS BK/LNG BCH
Type	Bank
Address	SEAL BEACH, CA 90740

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 21, 2045

Interest

Rate Type	Adjustable Rate

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 27, 2019
Property Address	4 GEMA, SAN CLEMENTE, CA 92672-9408
Document Number	0000095800
Instrument Date	Feb 22, 2019
Instrument	95800
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4 GEMA SAN CLEMENTE CA 926729408, SAN CLEMENTE, CA 92672-9408

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$605,759 (+2%) Land $391,573 Building $214,186
2025	$5,940.00 (+3.94%) Homeowner's exemption	$593,882 (+4.04%) Land $383,895 Building $209,987
2023	$5,715.00 (+1.96%) Homeowner's exemption	$570,822 Land $368,988 Building $201,834
2022	$5,605.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Nearby Properties on Gema

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures