8 Cummings Ln, Bella Vista, AR 72715 Property Records

Benton County property record for 8 Cummings Ln, Bella Vista, AR 72715

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,220 sqft
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jul 2021)
Tax Bill	$2,702 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-05639-000`

Property Details

APN / Parcel Number

Primary APN	`16-05639-000`
Alternative APNs	`67623.0` `67623`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,220 sqft Living Area
Gross Area	2,760 sqft
1st Floor Area	1,220 sqft
Basement Area	1,148 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	392 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	184 sqft
Deck Area	396 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8 CUMMINGS LN
City	BELLA VISTA
State	AR
Zip	72715-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT J-241
Legal Range	31
Legal Township	21
Legal Section	27
Legal Subdivision	BROMPTON SUB-BVV
Legal Block	5
Legal Lot Number	13
Jurisdiction	BENTON AR
Township / Civil Division	10
Census Block Group	3
Census Block	3000
Census Tract	20805

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 CUMMINGS LN, BELLA VISTA, AR 72715-6214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Jul 29, 2021	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Feb 27, 2018	Warranty Deed, Transfer PCI ADVANCE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Feb 27, 2018 · Amount on Record
Deed Document Number	202156783
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	8 CUMMINGS LN, BELLA VISTA, AR 72715-6214
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CUMMINGS LN, BELLA VISTA, AR 72715-6214

Mortgage

Document Number	L202255633
Date	Aug 25, 2022
Instrument	L202255633

Lender

Name	ARVEST BANK
Type	Bank
Address	BENTONVILLE, AR 72712

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 22, 2047

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jul 29, 2021
Property Address	8 CUMMINGS LN, BELLA VISTA, AR 72715-6214
Document Number	2021056783
Map Reference	MB J PG 241
Instrument Date	Jul 28, 2021
Instrument	2021056783
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 CUMMINGS LN, 8, BELLA VISTA, AR 72715-6214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CUMMINGS LN, BELLA VISTA, AR 72715-6214

Mortgage

Document Number	2021056784
Date	Jul 29, 2021
Instrument	2021056784

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Feb 27, 2018
Property Address	8 CUMMINGS LN, BELLA VISTA, AR 72715-6214
Document Number	0000009812
Instrument Date	Feb 23, 2018
Instrument	9812
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	PCI ADVANCE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$590.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 CUMMINGS LN BELLA VISTA AR 727156214, BELLA VISTA, AR 72715-6214

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Bella Vista City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,702.00 (+9%)	$49,789 (-) Land $1,600 Building $48,189	$248,945 (-) Land $8,000 Building $240,945
2025	$2,479.00 (+21.28%)	$49,789 (+49.29%) Land $1,600 Building $48,189
2024			$248,945 (+49.29%) Land $8,000 Building $240,945
2023	$2,044.00	$33,350 Land $800 Building $32,550	$166,750 Land $4,000 Building $162,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 64% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLA VISTA POA serves 39,419 people · EPA ID AR0000039
Water Source	Purchased surface water from BENTONVILLE WATER UTILITIES
Last State Inspection	Sep 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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