3 Cummings Ln, Bella Vista, AR 72715 Property Records

Benton County property record for 3 Cummings Ln, Bella Vista, AR 72715

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,144 sqft
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,500 (Jul 2024)
Tax Bill	$2,017 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05630-000`

Property Details

APN / Parcel Number

Primary APN	`16-05630-000`
Alternative APNs	`67614.0` `67614`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,528 sqft
1st Floor Area	1,144 sqft
Utility Area	48 sqft
Flooring	Carpet

Exterior

Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Carport
Garage Area	48 sqft
Carport	Carport
Carport Area	48 sqft
Driveway	Concrete Driveway
Driveway Area	705 sqft

Exterior Amenities

Porch	Enclosed/Screened Porch
Porch Area	384 sqft
Deck Area	208 sqft
Patio Area	208 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3 CUMMINGS LN
City	BELLA VISTA
State	AR
Zip	72715-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	31
Legal Township	21
Legal Section	27
Legal Subdivision	BROMPTON SUB-BVV
Legal Block	5
Legal Lot Number	4
Jurisdiction	BENTON AR
Township / Civil Division	10
Census Block Group	3
Census Block	3000
Census Tract	20805

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 CUMMINGS LN, BELLA VISTA, AR 72715-6214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Apr 14, 2017	Warranty Deed, Transfer · Conventional Mortgage SIGNATURE BK/AR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024 · Amount on Record
Deed Sale	Jul 12, 2024 · Amount on Record
Prior Sale	Jan 5, 2023 · Amount on Record
Deed Document Number	202436245
Prior Transfer Date	Sep 15, 2015
Prior Transfer Doc	2015053319
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BENTON AR
Recording Date	Jan 5, 2023
Property Address	3 CUMMINGS LN, BELLA VISTA, AR 72715-6214
Document Number	L202300554
Map Reference	PL J PG 241
Instrument Date	Jan 4, 2023
Instrument	L202300554
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	PINNACLE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70 CHURCHILL DR, BELLA VISTA, AR 72715-6232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 STANDISH LN, BELLA VISTA, AR 72715-6515

Mortgage

Document Number	L202300555
Date	Jan 5, 2023
Instrument	L202300555

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Apr 14, 2017
Property Address	3 CUMMINGS LN, BELLA VISTA, AR 72715-6214
Document Number	0000D20922
Instrument Date	Apr 13, 2017
Instrument	D20922
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	PCI ADVANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3 CUMMINGS CIR BELLA VISTA AR 727156213, BELLA VISTA, AR 72715-6213

Mortgage

Document Number	M73616
Date	Apr 14, 2017
Instrument	M73616

Lender

Name	SIGNATURE BK/AR
Type	Bank
Address	FAYETTEVILLE, AR 72703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2047

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Bella Vista City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,017.00 (+0.6%)	$32,378 (-) Land $1,600 Building $30,778	$161,890 (-) Land $8,000 Building $153,890
2025	$2,005.00 (+72.25%)	$32,378 (+49.9%) Land $1,600 Building $30,778
2024			$161,890 (+49.9%) Land $8,000 Building $153,890
2023	$1,164.00	$21,600 Land $800 Building $20,800	$108,000 Land $4,000 Building $104,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 64% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLA VISTA POA serves 39,419 people · EPA ID AR0000039
Water Source	Purchased surface water from BENTONVILLE WATER UTILITIES
Last State Inspection	Sep 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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