7 Cummings Ln, Bella Vista, AR 72715 Property Records

Benton County property record for 7 Cummings Ln, Bella Vista, AR 72715

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,346 sqft
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Apr 2025)
Tax Bill	$2,471 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-05632-000`

Property Details

APN / Parcel Number

Primary APN	`16-05632-000`
Alternative APNs	`67616.0` `67616`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,346 sqft Living Area
Gross Area	1,686 sqft
1st Floor Area	1,346 sqft
Basement Area	340 sqft
Flooring	Carpet

Exterior

Exterior Material	Frame
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Carport
Garage Area	272 sqft
Carport	Carport
Carport Area	272 sqft
Driveway	Concrete Driveway
Driveway Area	880 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	228 sqft
Deck Area	128 sqft
Patio Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7 CUMMINGS LN
City	BELLA VISTA
State	AR
Zip	72715-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	31
Legal Township	21
Legal Section	27
Legal Subdivision	BROMPTON SUB-BVV
Legal Block	5
Legal Lot Number	6
Jurisdiction	BENTON AR
Township / Civil Division	10
Census Block Group	3
Census Block	3000
Census Tract	20805

Owner

Source: Benton County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 CUMMINGS LN, BELLA VISTA, AR 72715-6214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Oct 24, 2023	Correction Deed
Dec 9, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 17, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF LITTLE ROCK MORTGAGE CORP
Sep 14, 2021	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2025 · Amount on File
Deed Sale	Apr 11, 2025 · Amount on File
Prior Sale	Oct 25, 2023 · Amount on File
Deed Document Number	202519481
Prior Transfer Date	Sep 10, 2021
Prior Transfer Doc	0000068679
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Oct 25, 2023
Property Address	7 CUMMINGS LN, BELLA VISTA, AR 72715-6214
Document Number	L202355363
Map Reference	PL J PG 241
Instrument Date	Oct 18, 2023
Instrument	L202355363
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	WACO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$881.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 CUMMINGS LN, BELLA VISTA, AR 72715-6214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CUMMINGS LN, BELLA VISTA, AR 72715-6214

Mortgage

Document Number	L202355364
Date	Oct 25, 2023
Instrument	L202355364

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	1-Year T-Bill
Margin	3
Max Rate	12.5%

October 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	BENTON AR
Recording Date	Oct 24, 2023
Property Address	7 CUMMINGS LN, BELLA VISTA, AR 72715-6214
Document Number	L202355199
Map Reference	PL J PG 41
Instrument Date	Oct 17, 2023
Instrument	L202355199
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 LITTLE FLOCK DR, ROGERS, AR 72756-7105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 S DODSON RD APT 9206, 9206, ROGERS, AR 72758-5152

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON AR
Recording Date	Dec 9, 2022
Property Address	7 CUMMINGS LN, BELLA VISTA, AR 72715-6214
Document Number	L202276446
Map Reference	PL J PG 241
Instrument Date	Dec 9, 2022
Instrument	L202276446
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 LITTLE FLOCK DR, ROGERS, AR 72756-7105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CUMMINGS LN, BELLA VISTA, AR 72715-6214

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Nov 17, 2022
Property Address	7 CUMMINGS LN, BELLA VISTA, AR 72715-6214
Document Number	L202272491
Map Reference	PL J PG 241
Instrument Date	Nov 8, 2022
Instrument	L202272491
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6100 VINE ST # STQ85, STQ85, LINCOLN, NE 68505-2861

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 CUMMINGS LN, BELLA VISTA, AR 72715-6214

Mortgage

Document Number	L202272492
Date	Nov 17, 2022
Instrument	L202272492

Lender

Name	BANK OF LITTLE ROCK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Sep 14, 2021
Property Address	7 CUMMINGS LN, BELLA VISTA, AR 72715-6214
Document Number	0000068679
Map Reference	RR J PG 241
Instrument Date	Sep 10, 2021
Instrument	2021068679
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	WACO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 423, PINEVILLE, MO 64856-0423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CUMMINGS LN, BELLA VISTA, AR 72715-6214

Mortgage

Document Number	0000068680
Date	Sep 14, 2021
Instrument	2021068680

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Bella Vista City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,471.00 (+0.61%)	$39,661 (-) Land $1,600 Building $38,061	$198,305 (-) Land $8,000 Building $190,305
2025	$2,456.00 (+55.54%)	$39,661 (+53.96%) Land $1,600 Building $38,061	$198,305 (-) Land $8,000 Building $190,305
2024			$198,305 (+53.96%) Land $8,000 Building $190,305
2023	$1,579.00	$25,760 Land $800 Building $24,960	$128,800 Land $4,000 Building $124,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 64% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLA VISTA POA serves 39,419 people · EPA ID AR0000039
Water Source	Purchased surface water from BENTONVILLE WATER UTILITIES
Last State Inspection	Sep 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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