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8 Cole Pl, Palm Coast, FL 32137 Property Records

Flagler County property record for 8 Cole Pl, Palm Coast, FL 32137

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,059 sqft · built 1984
Lot Size0.413 acres (17,999 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (Aug 2021)
Tax Bill$7,115 (2025)
Deeds & MortgagesAug 2021 Sale
Flood ZoneZone X (minimal risk)
APN07-11-31-7008-00010-0440

Property Details

APN / Parcel Number

Primary APN07-11-31-7008-00010-0440

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,059 sqft Living Area
Gross Area2,887 sqft
1st Floor Area2,059 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2000
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area17,999 sqft (0.413 acres)
DrivewayBrick Driveway
Driveway Area912 sqft
Pool Area300 sqft
Deck Area960 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8 COLE PL
CityPALM COAST
StateFL
Zip32137-8132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SECTION 08 BLOCK 1 N 1/2 OF LOT 44 & LOT 45 OR 236 PG 642 OR 254 PG 18 OR 783 PG 1689-1690-DC & ACM OR 783 PG 1691 OR 1479 PG 1147-DC FRANK OR 1474 PG 856-HLAVA TRUST OR 1648/1765-DC OR 1691/955 OR 1691/957 OR 1990/1393
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block1
Legal Lot Number44
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group1
Census Block1012
Census Tract60103

Owner

Source: Flagler County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1 CYNTHIA CT, PALM COAST, FL 32137-8172
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2021 · Amount on Record
Deed SaleAug 20, 2021 · Amount on Record
Prior SaleFeb 20, 2014 · Amount on Record
Deed Document Number202145875
Deed Book / Page2597 / 737
Prior Transfer DateAug 21, 2006
Prior Transfer Doc0014740856
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateAug 20, 2021
Property Address8 COLE PL, PALM COAST, FL 32137-8132
Document Number0025970737
Book / Page2597 / 737
Map ReferenceMB 6 PG 31
Instrument DateJul 30, 2021
Instrument2021045875
Transaction TypeTransfer
Record UpdatedSep 8, 2021
Title CompanyVETERANS TITLE INC, VETERANS TITLE LLC

Transaction

AmountAmount Recorded
Tax$3,220.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3740 FRANCIS TRL, 3740, GAINESVILLE, GA 30506-3018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 CYNTHIA CT, PALM COAST, FL 32137-8172

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,115.00 (-2.72%)$391,532 (+4.44%) Land $64,575 Building $326,957$391,532 (+4.44%) Land $64,575 Building $326,957
2024$7,314.00 (+7.84%)
2023$6,782.00 (+8.18%)$374,884 (+13.78%) Land $64,575 Building $310,309$374,884 (+13.78%) Land $64,575 Building $310,309
2022$6,269.00$329,491 Land $64,575 Building $264,916$329,491 Land $64,575 Building $264,916

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies364 units insured
incl. 314 condo units
Nearby Flood Claims19 (1982–2022)
Claims Outside the SFHA17 of 19
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: AT&T, Metronet.

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