Flagler County property record for 14 Cole Pl, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,896 sqft · built 1981 |
| Lot Size | 0.413 acres (17,999 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,089 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7008-00010-0420 |
| Primary APN | 07-11-31-7008-00010-0420 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,896 sqft Living Area |
| Gross Area | 3,468 sqft |
| 1st Floor Area | 2,896 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,999 sqft (0.413 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 540 sqft |
| Pool Area | 1,330 sqft |
| Deck Area | 754 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 14 COLE PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 08 BLOCK 00001 N1/2 LOT 41 & ALL LOT 42 SUBDIVISION COMPLETION YEAR 1975 OR 151 PG 538 OR 211 PG 325 OR 211 PG 324 5FT EASEMENT OR 1401/873 OR 1611/1512-DC OR 1661/1514-ACM OR 1862/792- DC OR 1896/1724-TIERNAN TRUST |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 1 |
| Legal Lot Number | 42 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 60103 |
14 Cole Pl is owner-occupied and held in a trust since August 2012.
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 14 COLE PL, PALM COAST, FL 32137-8132 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 17, 2012 |
| Transfer Doc | 0018961724 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 14 Cole Pl was $3,089 with a homeowner's exemption, up 2.5% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,089.00 (+2.52%) Homeowner's exemption | $213,167 | $408,841 Land $64,575 Building $344,266 |
| 2024 | $3,013.00 (+2.66%) | ||
| 2023 | $2,935.00 (+1.14%) Homeowner's exemption | $201,126 (+3%) | $374,584 (+12.92%) Land $64,575 Building $310,009 |
| 2022 | $2,902.00 Homeowner's exemption | $195,268 | $331,734 Land $64,575 Building $267,159 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Cole Pl in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 364 units insured incl. 314 condo units |
| Nearby Flood Claims | 19 (1982–2022) |
| Claims Outside the SFHA | 17 of 19 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Cole Pl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, Metronet.
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