Flagler County property record for 12 Cole Pl, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,218 sqft · built 1981 |
| Lot Size | 0.413 acres (17,999 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,502 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7008-00010-0430 |
| Primary APN | 07-11-31-7008-00010-0430 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,218 sqft Living Area |
| Gross Area | 3,196 sqft |
| 1st Floor Area | 2,218 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood Siding |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,999 sqft (0.413 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 840 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12 COLE PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 08 BLOCK 1 LOT 43 & S 1/2 OF LOT 44 OR 155 PG 492 OR 164 PG 419 OR 1011 PG 1752-DC OR 1017 PG 1284- |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 1 |
| Legal Lot Number | 43 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 60103 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 157 N COUNTRY RD 115, BUNNELL, FL 32110 |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 17, 2024 |
| Transfer Doc | 0028680323 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 16, 2023 |
| Property Address | 12 COLE PL, PALM COAST, FL 32137-8132 |
| Document Number | 0028271511 |
| Book / Page | 2827 / 1511 |
| Map Reference | MB 6 PG 31 |
| Instrument Date | Nov 8, 2023 |
| Instrument | 2023050072 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11910 CALLOW TER, LAUREL, MD 20708-2802 |
| Name | Verified Name |
|---|---|
| Address | 119 10 CALLOW TERRACE, LAUREL, MD 20708 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,502.00 (-0.47%) | $302,753 (+125.01%) Land $64,575 Building $238,178 | $302,753 (+4.42%) Land $64,575 Building $238,178 |
| 2024 | $5,528.00 (+243.78%) | ||
| 2023 | $1,608.00 (-3.31%) Homeowner's exemption Widower's exemption | $134,550 (+3%) | $289,936 (+11.49%) Land $64,575 Building $225,361 |
| 2022 | $1,663.00 Homeowner's exemption Widower's exemption | $130,631 | $260,046 Land $64,575 Building $195,471 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 364 units insured incl. 314 condo units |
| Nearby Flood Claims | 19 (1982–2022) |
| Claims Outside the SFHA | 17 of 19 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, Metronet.
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