2 Cole Pl, Palm Coast, FL 32137 Property Records

Flagler County property record for 2 Cole Pl, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,520 sqft · built 2017
Lot Size	0.566 acres (24,659 sqft)
Owner	Individual Name on Record
Last Sale	$414,525 (Apr 2017)
Tax Bill	$8,088 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7008-00010-0470`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7008-00010-0470`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,520 sqft Heated Area
Gross Area	4,555 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,659 sqft (0.566 acres)
Driveway	Driveway
Driveway Area	450 sqft
Pool Type	Enclosed Pool
Pool Area	300 sqft
Deck Area	950 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2 COLE PL
City	PALM COAST
State	FL
Zip	32137-8132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 8 BLOCK 1 LOT 47 & 48 OR 154/547 OR 175 PG 279 OR 442 PG 1360 (RMNDRMN GIJSBERTUS GIEBEL TRUSTEE) BLA 1991
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	1
Legal Lot Number	47,48 48
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1012
Census Tract	60103

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2 COLE PL, PALM COAST, FL 32137-8132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage APPROVED MORTGAGE SOURCE LLC
Aug 16, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Apr 3, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2017 · Amount on Record
Deed Sale	Apr 3, 2017 · Amount on Record
Deed Document Number	2017011535
Deed Book / Page	2196 / 1095
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	2 COLE PL, PALM COAST, FL 32137-8132
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 COLE PL, PALM COAST, FL 32137-8132
Investor	Possibly a Property Investor

Mortgage

Document Number	0027670569
Date	Mar 30, 2023
Book Page	2767/569
Instrument	2023012701

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 17, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	2 COLE PL, PALM COAST, FL 32137-8132
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 COLE PL, PALM COAST, FL 32137-8132

Mortgage

Document Number	0025950625
Date	Aug 16, 2021
Book Page	2595/625
Instrument	2021044755

Lender

Name	APPROVED MORTGAGE SOURCE LLC
Type	Mortgage Company
Address	ORANGE CITY, FL 32763

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	2 COLE PL, PALM COAST, FL 32137-8132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023770770
Date	Aug 16, 2019
Book Page	2377/0770
Instrument	2019030412

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 3, 2017
Property Address	2 COLE PL, PALM COAST, FL 32137-8132
Document Number	0021961095
Book / Page	2196 / 1095
Map Reference	MAP06 PG31
Instrument Date	Mar 27, 2017
Instrument	2017011535
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022
Title Company	AVIS TITLE INSURANCE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,902.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 CYPRESS POINT PKWY # PKWY7, 185, PALM COAST, FL 32164-8407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 RIVERVIEW BND S, PALM COAST, FL 32137-7905
Investor	Possibly a Property Investor

Mortgage

Document Number	2017011536
Date	Apr 3, 2017
Instrument	2017011536

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,088.00 (+4.46%) Homeowner's exemption	$488,210 (+5.99%)	$682,097 (+6.78%) Land $107,625 Building $574,472
2023	$7,743.00 (+0.6%) Homeowner's exemption	$460,632 (+3%)	$638,758 (+14.97%) Land $107,625 Building $531,133
2022	$7,697.00 Homeowner's exemption	$447,215	$555,610 Land $107,625 Building $447,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	364 units insured incl. 314 condo units
Nearby Flood Claims	19 (1982–2022)
Claims Outside the SFHA	17 of 19
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Metronet.

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