8 Cardiff Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 8 Cardiff Ct, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,529 sqft · built 1994
Lot Size0.515 acres (22,455 sqft)
Owner2 Owner Names on Record
Last Sale$360,000 (Oct 2004)
Deeds & MortgagesApr 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN19-29-376-009

Property Details

APN / Parcel Number

Primary APN19-29-376-009

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,529 sqft
Gross Area3,361 sqft
1st Floor Area1,385 sqft
2nd Floor Area1,144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Architectural StyleColonial
Exterior MaterialRibbed Aluminum
Lot Area22,455 sqft (0.515 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address8 CARDIFF CT
CityALGONQUIN
StateIL
Zip60102-5607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2004R0092434 LT 25 ARBOR HILLS UNIT 1
Legal Range08E
Legal Township43N
Legal Section29
Legal SubdivisionARBOR HILLS SUB #1
Legal Block376
Legal Lot Number25
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group4
Census Block4018
Census Tract871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address8 CARDIFF CT, ALGONQUIN, IL 60102-5607
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2004 · Amount on Record
Deed SaleOct 18, 2004 · Amount on Record
Prior SaleNov 22, 1994 · Amount on Record
Deed Document Number2004R0092434
Record UpdatedJun 7, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address8 CARDIFF CT, ALGONQUIN, IL 60102-5607
Transaction TypeMortgage
Record UpdatedMay 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009255
DateApr 25, 2023
Instrument2023R0009255
Lender
NameALGONQUIN STATE BANK NA
TypeBank
AddressALGONQUIN, IL 60102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueApr 20, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$115,287 Land $31,783 Building $83,504$345,861 Land $95,349 Building $250,512

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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