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5 Cardiff Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 5 Cardiff Ct, Algonquin, IL 60102 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,563 sqft · built 1994
Lot Size0.36 acres (15,691 sqft)
OwnerIndividual Name on File
Last Sale$318,000 (Sep 2019)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-29-376-011

Property Details

APN / Parcel Number

Primary APN19-29-376-011

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms13 Rooms
Stories2 Stories
Building Area2,563 sqft
Gross Area4,011 sqft
1st Floor Area1,448 sqft
2nd Floor Area1,115 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Exterior MaterialRibbed Aluminum
Lot Area15,691 sqft (0.36 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address5 CARDIFF CT
CityALGONQUIN
StateIL
Zip60102-5607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0028485 LT 27 ARBOR HILLS UNIT 1
Legal Range08E
Legal Township43N
Legal Section29
Legal SubdivisionARBOR HILLS 01
Legal Block376
Legal Lot Number27
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group4
Census Block4018
Census Tract871206

Owner

Source: McHenry County records · APN 19-29-376-011

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5 CARDIFF CT, ALGONQUIN, IL 60102-5607
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2021Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Sep 03, 2019Warranty Deed, Transfer · FHA Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 03, 2019 · Amount on Record
Deed SaleSep 03, 2019 · Amount on Record
Prior SaleJun 09, 2004 · Amount on Record
Deed Document NumberWARRANTY DEED
Record UpdatedJun 07, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address5 CARDIFF CT, ALGONQUIN, IL 60102-5607
Transaction TypeMortgage
Record UpdatedFeb 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005699
DateFeb 01, 2021
Instrument2021R0005699
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051
Interest
Rate2.62%

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateSep 03, 2019
Property Address5 CARDIFF CT, ALGONQUIN, IL 60102-5607
Document Number0000028485
Map ReferenceDOC 93R065804
Instrument DateAug 23, 2019
Instrument2019R0028485
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyBAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$477.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1256 NAVAJO DR, CARPENTERSVILLE, IL 60110-1308

Mortgage

Document Number0000028486
DateSep 03, 2019
Instrument2019R0028486
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$129,581 Land $28,738 Building $100,843$388,743 Land $86,214 Building $302,529

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118712064, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WH i3B Bidco LLC/WH i3B TopcoFiber8,000 / 8,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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