McHenry County property record for 6 Cardiff Ct, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,893 sqft · built 1994 |
| Lot Size | 0.359 acres (15,638 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $331,000 (Jul 2020) |
| Tax Bill | $10,303 (2024) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jul 2020 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-29-376-008 |
| Primary APN | 19-29-376-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,893 sqft Living Area |
| 1st Floor Area | 1,742 sqft |
| Basement Area | 1,742 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Lot Area | 15,638 sqft (0.359 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 6 CARDIFF CT |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-5607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0025763 LT 24 ARBOR HILLS UNIT 1 |
| Legal Subdivision | ARBOR HILLS |
| Legal Block | 376 |
| Legal Lot Number | 24 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 871206 |
Source: McHenry County records, as of June 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6 CARDIFF CT, ALGONQUIN, IL 60102-5607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2024 | Deed of Trust, Mortgage · Line of Credit GREAT LAKES CU |
| Jul 10, 2020 | Trustee's Deed, Foreclosure · FHA Mortgage WINTRUST MORTGAGE |
| Mar 20, 2019 | Intrafamily Transfer, Transfer · ARM FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2020 · Amount on Record |
| Deed Sale | Jul 10, 2020 · Amount on Record |
| Prior Sale | Mar 5, 1997 · Amount on Record |
| Deed Document Number | 202025763 |
| Prior Transfer Date | Jun 16, 2020 |
| Prior Transfer Doc | 0000025763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 6 CARDIFF CT, ALGONQUIN, IL 60102-5607 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000007928 |
|---|---|
| Date | Apr 3, 2024 |
| Instrument | 2024R0007928 |
| Name | GREAT LAKES CU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHICAGO, IL 60064 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jul 10, 2020 |
| Property Address | 6 CARDIFF CT, ALGONQUIN, IL 60102-5607 |
| Document Number | 0000025763 |
| Map Reference | DOC 93R005804 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 2020R0025763 |
| Transaction Type | Foreclosure |
| Record Updated | May 27, 2021 |
| Title Company | LANDTRUST NATIONAL TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $331.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6 CARDIFF COURT, CRYSTAL LAKE, IL 60012 |
| Document Number | 0000025764 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 2020R0025764 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 20, 2019 |
| Property Address | 6 CARDIFF CT, ALGONQUIN, IL 60102-5607 |
| Document Number | 0000007326 |
| Map Reference | DOC 93R065804 |
| Instrument Date | Mar 6, 2019 |
| Instrument | 2019R0007326 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 CARDIFF CT, 6, ALGONQUIN, IL 60102-5607 |
| Name | Verified Name |
|---|---|
| Address | 6 CARDIFF CT, ALGONQUIN, IL 60102-5607 |
| Document Number | 0000007327 |
|---|---|
| Date | Mar 20, 2019 |
| Instrument | 2019R0007327 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Apr 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $10,303.00 | $139,718 (+12.55%) Land $28,664 Building $111,054 | $419,154 (+12.55%) Land $85,992 Building $333,162 |
| 2022 | Homeowner's exemption | $124,140 Land $28,721 Building $95,419 | $372,420 Land $86,163 Building $286,257 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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