McHenry County property record for 1 Cardiff Ct, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,540 sqft · built 1994 |
| Lot Size | 0.336 acres (14,669 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $279,900 (Dec 2015) |
| Deeds & Mortgages | Feb 2023 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-29-376-013 |
| Primary APN | 19-29-376-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,540 sqft |
| Gross Area | 3,391 sqft |
| 1st Floor Area | 1,448 sqft |
| 2nd Floor Area | 1,092 sqft |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Frame Siding |
| Lot Area | 14,669 sqft (0.336 acres) |
| Heating System | Forced Air |
|---|
| Street Address | 1 CARDIFF CT |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-5607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2015R0044871 LT 29 ARBOR HILLS UNIT 1 |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 29 |
| Legal Subdivision | ARBOR HILLS 01 |
| Legal Block | 376 |
| Legal Lot Number | 29 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 871206 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 CARDIFF CT, ALGONQUIN, IL 60102-5607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC |
| Oct 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2015 · Amount on Record |
| Deed Sale | Dec 2, 2015 · Amount on Record |
| Prior Sale | Feb 27, 2015 |
| Deed Document Number | 0000044871 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1 CARDIFF CT, ALGONQUIN, IL 60102-5607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1 CARDIFF CT, ALGONQUIN, IL 60102-5607 |
| Document Number | 0000003527 |
|---|---|
| Date | Feb 16, 2023 |
| Instrument | 2023R0003527 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 25, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1 CARDIFF CT, ALGONQUIN, IL 60102-5607 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Title Company | N TITLE COMPANY, SNP TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000046726 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2021R0046726 |
| Name | THE HOME LOAN EXPERT LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1 CARDIFF CT, ALGONQUIN, IL 60102-5607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0000034796 |
|---|---|
| Date | Oct 10, 2018 |
| Instrument | 2018R0034796 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $118,211 Land $28,280 Building $89,931 | $354,633 Land $84,840 Building $269,793 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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